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Investors Title Company ITIC Title Insurance — Premiums Earned, Net

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Other financials

Income statement

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Revenue$86.5M+17.5%
Net income$14.6M+19.2%
EPS (diluted)$7.73+19.3%

Balance sheet

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Cash & equivalents$20.5M-31.1%
Total debt$8.7M+8.8%
Total equity$286.6M+7.7%
Total assets$380.1M+9.9%

Cash flow

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Operating cash flow$8.1M-8.3%
CapEx$1.9M+19.8%
Free cash flow$6.3M-14.3%

Valuation

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Market cap$539.65M+24.3%
Enterprise value$527.9M+28.0%
P/E13.4×+0.2×
P/S1.8×+0.2×

Profitability

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Net margin13.8%+1.5pp
FCF margin9%+0.5pp

Returns & leverage

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Return on equity14.6%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Investors Title Company in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Investors Title Company’s 10-K, filed March 16, 2026.

Filed
Mar 16, 2026, 5:21 PM EDT
Fiscal year
FY2025
Accession
0000720858-26-000011
Line itemGross AmountCeded to Other CompaniesAssumed from Other CompaniesNet AmountPercentages of Amount Assumed to Net
Year Ended December 31, 2025 (in thousands)
Title Insurance$212,893$251$212,642
Year Ended December 31, 2024 (in thousands)
Title Insurance$204,353$89$204,264
Year Ended December 31, 2023 (in thousands)
Title Insurance$171,512$354$171,158

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES

FAQ

What is Investors Title Company's title insurance — premiums earned, net?
Investors Title Company (ITIC) reported title insurance — premiums earned, net of $53.16M in Q4 2025.
How has Investors Title Company's title insurance — premiums earned, net changed year-over-year?
Investors Title Company's title insurance — premiums earned, net increased by 4.1% year-over-year, from $51.07M to $53.16M.
What is the long-term trend for Investors Title Company's title insurance — premiums earned, net?
Over 4 years (2021 to 2025), Investors Title Company's title insurance — premiums earned, net has grown at a -6.1% compound annual growth rate (CAGR), from $273.89M to $212.64M.
What does title insurance — premiums earned, net mean?
The total premiums earned by the segment after adjusting for ceded and assumed reinsurance transactions. This is the definitive measure of the company's retained insurance revenue and core underwriting performance.

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