Products & Services · Premiums Earned, Net
Life insurance — Premiums Earned, Net
MetLife Life insurance — Premiums Earned, Net remained flat by 0.0% to $7.89B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 15.4%, from $6.84B to $7.89B. Over 4 years (FY 2021 to FY 2025), Life insurance — Premiums Earned, Net shows an upward trend with a 6.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2016
Last reportedQ4 2025
Rolls up toNet premiums earned
How to read this metric
Growth in net premiums earned is a key indicator of sustainable business expansion and effective risk management.
Detailed definition
Net premiums earned represent the total premiums retained by the company after accounting for both ceded premiums paid t...
Peer comparison
Standard industry metric reported as 'Net Premiums Earned' by all insurance companies.
Metric ID:
met_segment_life_insurance_premiums_earned_netHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $24.45B | $32.75B | $27.14B | $27.34B | $31.56B |
| YoY Change | — | +33.9% | -17.1% | +0.7% | +15.4% |
Range$24.45B – $32.75B
CAGR+6.6%
Avg YoY Growth+8.2%
Median YoY Growth+8.1%
Current Streak2 years growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is MetLife's life insurance — premiums earned, net?
- MetLife (MET) reported life insurance — premiums earned, net of $7.89B in Q4 2025.
- How has MetLife's life insurance — premiums earned, net changed year-over-year?
- MetLife's life insurance — premiums earned, net increased by 15.4% year-over-year, from $6.84B to $7.89B.
- What is the long-term trend for MetLife's life insurance — premiums earned, net?
- Over 4 years (2021 to 2025), MetLife's life insurance — premiums earned, net has grown at a 6.6% compound annual growth rate (CAGR), from $24.45B to $31.56B.
- What does life insurance — premiums earned, net mean?
- The total premiums retained by the company after adjusting for reinsurance activity.