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Old Republic International ORI Title Insurance — Premiums Earned, Net

Other segment segments

Specialty Insurance Group
$1.29B+4.7%
Other
$2.4M+9.1%

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Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Old Republic International’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 1:46 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000074260-26-000072
Quarter Ended March 31, 2026:Specialty InsuranceTitle InsuranceCorporate & OtherConsolidation Elimination Adjustments (a)Total
Revenues:
Net premiums written$1,315.3$618.9$0.9$1,935.2
Net premiums earned1,291.8618.92.41,913.2
Title, escrow, and other fees58.958.9
Total premiums and fees1,291.8677.82.41,972.2
Other income47.10.147.3
Expenses (b):
Loss and loss adjustment expenses817.217.40.9835.5

Item 1. CONSOLIDATED BALANCE SHEETS

FAQ

What is Old Republic International's title insurance — premiums earned, net?
Old Republic International (ORI) reported title insurance — premiums earned, net of $618.9M in Q1 2026.
How has Old Republic International's title insurance — premiums earned, net changed year-over-year?
Old Republic International's title insurance — premiums earned, net increased by 13.2% year-over-year, from $546.9M to $618.9M.
What is the long-term trend for Old Republic International's title insurance — premiums earned, net?
Over 4 years (2021 to 2025), Old Republic International's title insurance — premiums earned, net has grown at a -10.0% compound annual growth rate (CAGR), from $3.96B to $2.59B.
What does title insurance — premiums earned, net mean?
This represents the portion of net premiums written that is recognized as revenue over the life of the insurance policy. Since title insurance is often a single-premium product, this metric reflects the revenue earned as the risk period expires. It is the primary revenue driver for the insurance segment's income statement.

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