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Old Republic International ORI General Liability — Premiums Earned, Net

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Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Old Republic International’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 1:46 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000074260-26-000072

During the first quarter 2026, Specialty Insurance experienced a significant level of favorable development from accident years 2016 through 2021, and 2024. Net favorable development was predominantly from property, with commercial auto and workers' compensation also contributing strong levels of favorable development. Net favorable development included a much smaller level of unfavorable development in general liability, where a meaningful level of favorable development from most years was offset by a few years with a number of large losses, resulting in $4.3 of unfavorable development on $141.4 of net earned premium.

Item 1. CONSOLIDATED BALANCE SHEETS

FAQ

What is Old Republic International's general liability — premiums earned, net?
Old Republic International (ORI) reported general liability — premiums earned, net of $141.4M in Q1 2026.
What does general liability — premiums earned, net mean?
Net premiums earned represent the portion of written premiums that the insurer has recognized as revenue over the policy period after accounting for reinsurance ceded. This reflects the actual insurance coverage provided during the reporting timeframe. It is a primary indicator of the scale and growth of the general liability insurance business.

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