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Mercury General MCY Homeowners — Premiums Earned, Net

Other product segments

Private passenger automobile
$898.6M+4.7%
Commercial automobile
$97.6M+2.4%
Other
$91.7M+25.3%

Similar metrics at other companies

Selective Insurance Group logo
SIGIHomeowners — Net premiums earned
$50.08M+4.5%
Enact Holdings, Inc. logo
ACTNet premiums earned
$242.85M-0.8%
Radian Group logo
RDNNet premiums earned
$402.53M+72.0%
RLI logo
RLIProperty Insurance — Premiums Earned Net
$126.38M-4.7%
CNA Financial logo
CNANet premiums earned
$2.7B+2.9%
RenaissanceRe Holdings logo
RNRProperty — Premiums Earned, Net
$900.74M-27.8%

Other financials

Income statement

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Revenue$1.5B+10.5%
Net income$190.4M+276%
EPS (diluted)$3.44+276%

Balance sheet

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Cash & equivalents$1.4B+5.1%
Total debt$12.7M-29.2%
Total assets$9.9B+9.4%

Cash flow

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Operating cash flow$325.6M+574%
CapEx$16.8M+27.8%
Free cash flow$308.8M+477%

Valuation

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Market cap$5.69B+57.7%
Enterprise value$4.35B+93.8%
P/E6.8×-5.8×
P/S0.9×+0.3×

Profitability

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Net margin13.7%+8.6pp
FCF margin23.1%+10.1pp

Where this comes from

Reported directly by Mercury General in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Mercury General’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Mercury General's homeowners — premiums earned, net?
Mercury General (MCY) reported homeowners — premiums earned, net of $364.5M in Q1 2026.
How has Mercury General's homeowners — premiums earned, net changed year-over-year?
Mercury General's homeowners — premiums earned, net increased by 42.4% year-over-year, from $256M to $364.5M.
What is the long-term trend for Mercury General's homeowners — premiums earned, net?
Over 4 years (2021 to 2025), Mercury General's homeowners — premiums earned, net has grown at a 15.9% compound annual growth rate (CAGR), from $698.1M to $1.26B.
What does homeowners — premiums earned, net mean?
This metric represents the portion of premiums recognized as revenue by the homeowners insurance segment after accounting for reinsurance cessions. It reflects the actual insurance coverage provided to policyholders during the reporting period, excluding the portion of premiums related to unexpired policy terms. This is a primary indicator of the segment's realized top-line growth and underwriting scale.