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Mercury General MCY Other — Net premiums earned

Other product segments

Private passenger automobile
$898.6M+4.7%
Homeowners
$364.5M+42.4%
Commercial automobile
$97.6M+2.4%

Similar metrics at other companies

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SIGIOther — Net premiums earned
$3.05M+9.6%
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ACGLCasualty — Net premiums earned
$358M+31.6%
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ACGLSpecialty — Net premiums earned
$726.5M+11.0%
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SIGIBonds — Net premiums earned
$9.92M-25.2%
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SIGIHomeowners — Net premiums earned
$49.94M+3.4%
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AXSAgriculture — Net premiums earned
$34.34M+8.5%

Other financials

Income statement

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Revenue$1.5B+10.5%
Net income$190.4M+276%
EPS (diluted)$3.44+276%

Balance sheet

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Cash & equivalents$1.4B+5.1%
Total debt$12.7M-29.2%
Total assets$9.9B+9.4%

Cash flow

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Operating cash flow$325.6M+574%
CapEx$16.8M+27.8%
Free cash flow$308.8M+477%

Valuation

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Market cap$5.95B+50.5%
Enterprise value$4.61B+62.0%
P/E7.1×-3.1×
P/S+0.3×

Profitability

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Net margin13.7%+8.6pp
FCF margin23.1%+10.1pp

Where this comes from

Reported directly by Mercury General in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Mercury General’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000064996-26-000014
Line itemThree Months Ended March 31, 2026 / Property & CasualtyThree Months Ended March 31, 2026 / OtherThree Months Ended March 31, 2026 / TotalThree Months Ended March 31, 2025 / Property & CasualtyThree Months Ended March 31, 2025 / OtherThree Months Ended March 31, 2025 / Total
Private passenger automobile$898.6$898.6$858.6$858.6
Homeowners364.5364.5256.0256.0
Commercial automobile97.697.695.395.3
Other84.47.391.765.97.373.2
Net premiums earned$1,445.1$7.3$1,452.4$1,275.8$7.3$1,283.1
Private passenger automobile$940.4$940.4$906.5$906.5
Homeowners416.4416.4344.2344.2
Commercial automobile119.6119.6106.5106.5

Item 1. Financial Statements

FAQ

What is Mercury General's other — net premiums earned?
Mercury General (MCY) reported other — net premiums earned of $91.7M in Q1 2026.
How has Mercury General's other — net premiums earned changed year-over-year?
Mercury General's other — net premiums earned increased by 25.3% year-over-year, from $73.2M to $91.7M.
What is the long-term trend for Mercury General's other — net premiums earned?
Over 4 years (2021 to 2025), Mercury General's other — net premiums earned has grown at a 15.7% compound annual growth rate (CAGR), from $171.7M to $307.7M.
What does other — net premiums earned mean?
This metric measures the portion of premiums written within the 'Other' segment that the company has recognized as revenue over a specific period, reflecting the insurance coverage actually provided. It excludes the unearned portion of premiums and accounts for the impact of reinsurance activities. This is a primary measure of the segment's realized revenue generation and is essential for evaluating the underlying profitability and scale of the business.

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