Ameriprise Financial Traditional long-duration contracts — Premiums Earned, Net remained flat by 0.0% to $98.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 16.9%, from $118.00M to $98.00M. Over 4 years (FY 2021 to FY 2025), Traditional long-duration contracts — Premiums Earned, Net shows an upward trend with a -18.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase reflects growth in the net retained insurance business, while a decrease suggests shrinking net insurance revenue or increased reliance on reinsurance.
This metric represents the net revenue recognized from insurance and annuity contracts after accounting for reinsurance...
Comparable to net premiums earned reported by insurance companies to reflect the revenue retained after reinsurance.
amp_segment_traditional_long_duration_contracts_premiums_earned_net| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | -$871.00M | $306.00M | $448.00M | $472.00M | $392.00M |
| YoY Change | — | +135.1% | +46.4% | +5.4% | -16.9% |