Products & Services · Premiums Earned, Net

Life insurance and annuities — Premiums Earned, Net

The Hartford Financial Services Group Life insurance and annuities — Premiums Earned, Net remained flat by 0.0% to $645.75M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.3%, from $654.25M to $645.75M. Over 4 years (FY 2021 to FY 2025), Life insurance and annuities — Premiums Earned, Net shows relatively stable performance with a 2.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable

How to read this metric

Higher net premiums earned generally indicate stronger revenue generation and effective risk retention, while a decline may signal reduced market share or increased reinsurance activity.

Detailed definition

This metric represents the portion of premiums that the company has actually earned during the reporting period after ac...

Peer comparison

Equivalent to Net Premiums Earned (NPE), a standard industry metric for comparing core insurance revenue across peers.

Metric ID: hig_segment_life_insurance_and_annuities_premiums_earned_net

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$2.39B$2.39B$2.58B$2.62B$2.58B
YoY Change+0.2%+7.9%+1.3%-1.3%
Range$2.39B$2.62B
CAGR+2.0%
Avg YoY Growth+2.0%
Median YoY Growth+0.8%

Frequently Asked Questions

What is The Hartford Financial Services Group's life insurance and annuities — premiums earned, net?
The Hartford Financial Services Group (HIG) reported life insurance and annuities — premiums earned, net of $645.75M in Q4 2025.
How has The Hartford Financial Services Group's life insurance and annuities — premiums earned, net changed year-over-year?
The Hartford Financial Services Group's life insurance and annuities — premiums earned, net decreased by 1.3% year-over-year, from $654.25M to $645.75M.
What is the long-term trend for The Hartford Financial Services Group's life insurance and annuities — premiums earned, net?
Over 4 years (2021 to 2025), The Hartford Financial Services Group's life insurance and annuities — premiums earned, net has grown at a 2.0% compound annual growth rate (CAGR), from $2.39B to $2.58B.
What does life insurance and annuities — premiums earned, net mean?
The net revenue retained by the company from insurance premiums after adjusting for reinsurance.