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Cigna CI Short Duration Contracts — Premiums

Other product segments

Long Duration Contracts
$2B+5.3%

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$102.05M+129%
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AIZShort Duration — Net earned premiums
$2.14B+3.6%
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AIGShort-Duration Insurance — Premiums
$5.94B+0.9%
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AIGShort-Duration Insurance — Ceded Premiums Written
$2.98B+1.2%
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UNMGroup Short-term Disability — Premium Income
$310.7M+11.6%

Other financials

Income statement

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Revenue$68.5B+4.6%
Gross profit$14.4B-15.8%
Operating income$2.4B+19.6%
Net income$1.7B+25.0%
EPS (diluted)$6.26+29.1%

Balance sheet

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Cash & equivalents$7.0B-15.5%
Total debt$111.0M+32.1%
Total equity$42.2B+4.9%
Total assets$153.27B+1.7%

Cash flow

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Operating cash flow$1.1B-41.1%

Valuation

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Market cap$73.88B-21.1%
P/E11.9×-6.9×
P/S0.3×-0.1×

Profitability

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Gross margin20.6%-5.2pp
Operating margin3.4%-0.1pp
Net margin2.2%+0.3pp
FCF margin5.5%

Returns & leverage

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Return on equity15%+2.8pp
Debt / equity0.0×
Current ratio0.8×0.0×

Where this comes from

Reported directly by Cigna in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Cigna’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cigna's short duration contracts — premiums?
Cigna (CI) reported short duration contracts — premiums of $9.83B in Q4 2025.
How has Cigna's short duration contracts — premiums changed year-over-year?
Cigna's short duration contracts — premiums decreased by 10.5% year-over-year, from $10.98B to $9.83B.
What is the long-term trend for Cigna's short duration contracts — premiums?
Over 4 years (2021 to 2025), Cigna's short duration contracts — premiums has grown at a 1.7% compound annual growth rate (CAGR), from $36.7B to $39.3B.
What does short duration contracts — premiums mean?
The total revenue earned from short-term health and accident insurance policies.
How do you interpret short duration contracts — premiums?
An increase suggests growth in the underlying insurance customer base or higher pricing power, while a decrease may indicate contract losses or a strategic shift away from specific short-term insurance markets.
How does short duration contracts — premiums compare across companies?
Comparable to 'Net Premiums Earned' or 'Underwriting Revenue' reported by other diversified health insurers and managed care organizations.