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Cincinnati Financial CINF Q1 2026 earnings

Reported April 27, 2026 · After market close

Revenue$2.6BMiss by $3.3MDiluted EPS$2.10Beat by $0.17
Revenue estimate$2.6B
EPS estimate$1.93

Next report

Jul 27, 2026 (In 2 weeks)
Revenue estimate$2.7B
EPS estimate$1.73

Financials

Q1 2026

Income statement

See full
Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

See full
Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation & ratios

Valuation

as of 07/09/26
See full
Market cap$28.09B+5.9%
Enterprise value$27.67B+5.1%
P/E10.2×-8.1×
P/S2.2×-0.2×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

See full
Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Segments

By segment

See full
Commercial Insurance$1.2B+5.2%
Personal Insurance$875.0M+25.2%
Investment Segment$248.0M+16.4%
Excess and Surplus Lines Insurance$181.0M+11.0%
Life Insurance Segment$86.0M+6.2%

Versus estimates

Revenue

Q1 2026$2.6BMiss by $3.3M
Q4 2025$2.6BBeat by $39.4MQ3 2025$3.7BBeat by $1.2BQ2 2025$3.2BBeat by $719.6MQ1 2025$2.6BBeat by $162.2MQ4 2024$2.5BBeat by $210.7M

Diluted EPS

Q1 2026$2.10Beat by $0.17
Q4 2025$3.37Beat by $0.47Q3 2025$2.85Beat by $0.71Q2 2025$1.97Beat by $0.56Q1 2025-$0.24Beat by $0.38Q4 2024$3.14Beat by $1.24

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Questions, answered.

When did Cincinnati Financial report Q1 2026 earnings?
Cincinnati Financial (CINF) reported Q1 2026 earnings on April 27, 2026 after market close.
What were Cincinnati Financial's Q1 2026 revenue and EPS?
Cincinnati Financial reported revenue of $2.6B and diluted EPS of $2.10 for Q1 2026.
Did Cincinnati Financial beat estimates in Q1 2026?
Revenue missed the consensus estimate of $2.6B by $3.3M. EPS beat the consensus estimate of $1.93 by $0.17.
How did Cincinnati Financial's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 1.5% from $2.6B a year earlier.
Where can I find Cincinnati Financial's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000020286-26-000025) and the 10-Q periodic report (0000020286-26-000026) directly on SEC EDGAR. The filing index links above go to sec.gov.