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Cincinnati Financial CINF Net debt / EBITDA

Net debt / EBITDA at other companies

W.R. Berkley logo
W.R. BerkleyWRB
-0.8×+0.3×
Loews logo
LoewsL
2.8×-0.2×
Progressive logo
ProgressivePGR
0.5×0.0×
The Travelers Companies logo
The Travelers CompaniesTRV
0.8×-0.3×
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
0.7×-0.3×
Chubb logo
ChubbCB
-0.1×

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.5%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$26.52B+5.9%
Enterprise value$26.11B+5.1%
P/E9.6×-7.7×
P/S2.1×-0.2×

Profitability

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Net margin21.3%+8.1pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Questions, answered.

What does net debt / EBITDA mean?
How many years of operating earnings it would take to pay off the company's net debt.
How do you interpret net debt / EBITDA?
Lower is safer; lenders often covenant around 3–4×. A negative value means net cash (more cash than debt), a position of strength. Spikes can reflect a temporary EBITDA dip rather than new borrowing.
How does net debt / EBITDA compare across companies?
A standard leverage yardstick across non-financial sectors; covenant thresholds vary by industry cash-flow stability.