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Reported April 30, 2025 · Before market open

Revenue$58.8MBeat by $8.8M
EPS$0.09In line
Revenue estimate$50.0M
EPS estimate$0.09

Next report

Date not yet announced

Financials

Q1 2025

Income statement

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Revenue$58.8M+18.4%
Net income$8.9M+871%
EPS (diluted)$0.09+1,000%

Balance sheet

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Cash & equivalents$256.1M-31.4%
Total debt$1.1B-27.4%
Total equity$1.1B+6.0%
Total assets$10.6B-0.3%

Cash flow

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Operating cash flow-$1.6M-111%
CapEx$2.9M+73.7%
Free cash flow-$4.5M-136%

Valuation & ratios

Valuation

as of 03/31/25
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Market cap$1.57B-13.0%
Enterprise value$2.44B-18.1%
P/S8.3×-0.1×

Profitability

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Net margin-0.8%-8.4pp
FCF margin4.7%

Returns & leverage

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Return on equity-0.1%-1.7pp
Debt / equity-0.5×

Segments

By product

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Demand deposit account fees$1.9M+33.6%
Other non-interest income$1.5M+2.1%
Title insurance fees$646.0K+28.4%
Insurance agency income$67.0K+39.6%

Versus estimates

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Questions, answered.

When did Columbia Financial, Inc. report Q1 2025 earnings?
Columbia Financial, Inc. (CLBK) reported Q1 2025 earnings on April 30, 2025 before market open.
What were Columbia Financial, Inc.'s Q1 2025 revenue and EPS?
Columbia Financial, Inc. reported revenue of $58.8M and eps of $0.09 for Q1 2025.
Did Columbia Financial, Inc. beat estimates in Q1 2025?
Revenue beat the consensus estimate of $50.0M by $8.8M. EPS beat the consensus estimate of $0.09 by $0.00.
How did Columbia Financial, Inc.'s Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 18.4% from $49.7M a year earlier and eps grew 800.0% from $0.01.
Where can I find Columbia Financial, Inc.'s Q1 2025 SEC filings?
You can read the 10-Q periodic report (0001723596-25-000211) directly on SEC EDGAR. The filing index links above go to sec.gov.