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Clover Health Investments CLOV Premium deficiency reserve benefit
Discontinued — last reported Q4 '25
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Where this comes from
Reported directly by Clover Health Investments in its filing.
Tagged under the XBRL concept clov:PremiumDeficiencyTestingBenefitLongDurationContractAmount.
The source filing: Clover Health Investments’s 10-K, filed February 27, 2026.
- Filed
- Feb 27, 2026, 8:08 AM EST
- Fiscal year
- FY2025
- Accession
- 0001801170-26-000057
| Line item | Year ended December 31, 2025 | Year ended December 31, 2024 | 2023 |
|---|---|---|---|
| Salaries and benefits | 225,475 | 232,454 | 257,157 |
| General and administrative expenses | 214,270 | 176,480 | 183,089 |
| Impairment of goodwill and other intangible assets | — | — | 15,945 |
| Premium deficiency reserve benefit | — | — | (7,239) |
| Depreciation and amortization | 1,686 | 1,331 | 2,509 |
| Restructuring costs | — | 288 | 9,821 |
| Total operating expenses | 2,009,837 | 1,416,880 | 1,465,872 |
| Loss from continuing operations | (85,529) | (45,749) | (205,329) |
Item 8. Consolidated Financial Statements and Supplementary Data
FAQ
- What is Clover Health Investments's premium deficiency reserve benefit?
- Clover Health Investments (CLOV) reported premium deficiency reserve benefit of $0 in Q4 2025.
- What is the long-term trend for Clover Health Investments's premium deficiency reserve benefit?
- Over 4 years (2021 to 2025), Clover Health Investments's premium deficiency reserve benefit has grown at a -100.0% compound annual growth rate (CAGR), from $110.63M to $0.
- What does premium deficiency reserve benefit mean?
- Represents adjustments made when expected future claims and expenses exceed the related unearned premiums. This metric highlights the adequacy of current premium pricing and the potential need for reserve adjustments to cover future liabilities.
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