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Catalyst Bancorp, Inc. CLST Q4 2025 Annual earnings

Reported January 29, 2026 · Before market open

Revenue$3.9M
EPS$0.13

Next report

Date not yet announced

Financials

Q4 2025

Income statement

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Revenue$2.7M-5.6%
Net income$456.0K—
EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$25.2M-43.1%
Total debt$72.4M+24.3%
Total equity$81.7M+1.9%
Total assets$282.9M+2.3%

Cash flow

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Operating cash flow$797.0K+25.3%
CapEx$3.0K-94.5%
Free cash flow$794.0K+36.7%

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$64.79M+26.8%
Enterprise value$112.02M+72.1%
P/E31.6×—
P/S5.9×-3.0×

Profitability

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Net margin18.8%—
FCF margin28.3%-19.7pp

Returns & leverage

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Return on equity2.5%—
Debt / equity0.9×+0.2×

Versus estimates

Revenue

Q1 2026$3.9M
Q4 2025$3.9M
Q2 2025$3.8MQ1 2025$3.9MQ4 2024$3.8M

Diluted EPS

Q1 2026$0.15
Q4 2025$0.13
Q3 2025$0.13Q2 2025$0.14Q1 2025$0.16Q4 2024$0.16

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Questions, answered.

When did Catalyst Bancorp, Inc. report Q4 2025 earnings?
Catalyst Bancorp, Inc. (CLST) reported Q4 2025 earnings on January 29, 2026 before market open.
What were Catalyst Bancorp, Inc.'s Q4 2025 revenue and EPS?
Catalyst Bancorp, Inc. reported revenue of $3.9M and eps of $0.13 for Q4 2025.
How did Catalyst Bancorp, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 1.6% from $3.8M a year earlier and eps declined 18.8% from $0.16.
Where can I find Catalyst Bancorp, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001849867-26-000002) and the 10-K periodic report (0001104659-26-037676) directly on SEC EDGAR. The filing index links above go to sec.gov.