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CNA Financial CNA Commercial Auto — Year 10

Other product segments

Surety
0%

Similar metrics at other companies

KG
KGCommercial Auto Liability — Year 10
0.9%
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UFCSCommercial automobile — Year 10
0%
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ORICommercial Automobile — Year 10
0.3%+0.1pp
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UFCSCommercial other liability — Year 10
9.4%+7.0pp
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UFCSCommercial workers' compensation — Year 10
0.4%+0.1pp
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UFCSCommercial fire and allied — Year 10
0%

Other financials

Income statement

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Revenue$3.7B+1.4%
Net income$211.0M-23.0%
EPS (diluted)$0.78-22.0%

Balance sheet

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Cash & equivalents$522.0M+8.1%
Total debt$3.0B-0.1%
Total equity$10.9B+5.6%
Total assets$68.6B+1.8%

Cash flow

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Operating cash flow$393.0M-38.4%
CapEx$13.0M-27.8%
Free cash flow$380.0M-38.7%

Valuation

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Market cap$14.16B+9.9%
Enterprise value$16.61B+7.3%
P/E11.7×-3.0×
P/S0.9×+0.1×

Profitability

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Net margin8.1%+1.9pp
FCF margin14.4%-3.7pp

Returns & leverage

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Return on equity11.5%+2.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTen.

The source filing: CNA Financial’s 10-K, filed February 10, 2026.

Filed
Feb 10, 2026, 8:11 AM EST
Fiscal year
FY2025
Accession
0000021175-26-000011
12345678910
Specialty
Medical Professional Liability3.6%16.6%21.4%16.7%13.2%9.7%6.1%2.9%1.8%0.4%
Other Professional Liability and Management Liability6.4%19.5%19.8%15.0%11.5%7.3%5.8%4.7%3.5%0.7%
Surety (1)15.2%36.2%12.9%8.4%6.3%9.2%(0.9)%2.6%
Commercial
Commercial Auto22.6%22.5%19.1%15.2%10.7%5.5%2.6%0.9%0.7%
General Liability3.4%12.1%15.5%16.6%14.5%9.8%8.4%5.4%5.4%4.0%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is CNA Financial's commercial auto — year 10?
CNA Financial (CNA) reported commercial auto — year 10 of 0% in Q4 2025.
How has CNA Financial's commercial auto — year 10 changed year-over-year?
CNA Financial's commercial auto — year 10 decreased by 100.0% year-over-year, from 1.1% to 0%.
What does commercial auto — year 10 mean?
Represents the cumulative net development of claims for the Commercial Auto insurance product line for the tenth year of the historical accident year series. This metric represents the most mature data point in the series, offering a comprehensive view of the ultimate loss experience for that vintage. It is essential for evaluating the long-term underwriting discipline of the commercial auto business unit.

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