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CNA Financial CNA Other Professional Liability and Management Liability — Year 7

Other product segments

Surety
-0.9%+60.9%

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8.1%+1.7pp
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6.5%+0.7pp
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KGGeneral Liability — Year 7
8.3%
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5.2%
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7%
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0.5%-0.3pp

Other financials

Income statement

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Revenue$3.7B+1.4%
Net income$211.0M-23.0%
EPS (diluted)$0.78-22.0%

Balance sheet

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Cash & equivalents$522.0M+8.1%
Total debt$3.0B-0.1%
Total equity$10.9B+5.6%
Total assets$68.6B+1.8%

Cash flow

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Operating cash flow$393.0M-38.4%
CapEx$13.0M-27.8%
Free cash flow$380.0M-38.7%

Valuation

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Market cap$14.16B+9.9%
Enterprise value$16.61B+7.3%
P/E11.7×-3.0×
P/S0.9×+0.1×

Profitability

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Net margin8.1%+1.9pp
FCF margin14.4%-3.7pp

Returns & leverage

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Return on equity11.5%+2.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The source filing: CNA Financial’s 10-K, filed February 10, 2026.

Filed
Feb 10, 2026, 8:11 AM EST
Fiscal year
FY2025
Accession
0000021175-26-000011
12345678910
Specialty
Medical Professional Liability3.6%16.6%21.4%16.7%13.2%9.7%6.1%2.9%1.8%0.4%
Other Professional Liability and Management Liability6.4%19.5%19.8%15.0%11.5%7.3%5.8%4.7%3.5%0.7%
Surety (1)15.2%36.2%12.9%8.4%6.3%9.2%(0.9)%2.6%
Commercial
Commercial Auto22.6%22.5%19.1%15.2%10.7%5.5%2.6%0.9%0.7%
General Liability3.4%12.1%15.5%16.6%14.5%9.8%8.4%5.4%5.4%4.0%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is CNA Financial's other professional liability and management liability — year 7?
CNA Financial (CNA) reported other professional liability and management liability — year 7 of 5.8% in Q4 2025.
How has CNA Financial's other professional liability and management liability — year 7 changed year-over-year?
CNA Financial's other professional liability and management liability — year 7 increased by 3.6% year-over-year, from 5.6% to 5.8%.
What does other professional liability and management liability — year 7 mean?
This metric represents the net incurred loss development or reserve adjustment specifically attributed to the Other Professional Liability and Management Liability insurance product line for a specific historical accident year. It reflects the change in estimated ultimate losses for claims occurring in that period as more information becomes available over time. This is a critical indicator of the accuracy of initial underwriting assumptions and the adequacy of loss reserves for professional indemnity and management liability coverages.

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