Skip to content

CNA Financial CNA Surety — Year 4

Similar metrics at other companies

The Hartford Financial Services Group logo
HIGSurety Product Line — 4th Year
6.7%-1.9pp
The Hartford Financial Services Group logo
HIGProperty Insurance — 4th Year
5%+1.1pp
Arch Capital Group logo
ACGLSurety — Prior years
-$6M
Arch Capital Group logo
ACGLSpecialty — Year Four
6.7%+0.3pp
LTR
LTRSurety — Short-duration Insurance Contracts, Historical Claims Duration, Year Four
LTR
LTRSurety — Shortduration Insurance Contracts Historical Claims Duration Year Four

Other financials

Income statement

See full
Revenue$3.7B+1.4%
Net income$211.0M-23.0%
EPS (diluted)$0.78-22.0%

Balance sheet

See full
Cash & equivalents$522.0M+8.1%
Total debt$3.0B-0.1%
Total equity$10.9B+5.6%
Total assets$68.6B+1.8%

Cash flow

See full
Operating cash flow$393.0M-38.4%
CapEx$13.0M-27.8%
Free cash flow$380.0M-38.7%

Valuation

See full
Market cap$12.04B-9.7%
Enterprise value$14.49B-8.4%
P/E9.9×-5.0×
P/S0.8×-0.1×

Profitability

See full
Net margin8.1%+1.9pp
FCF margin14.4%-3.7pp

Returns & leverage

See full
Return on equity11.5%+2.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: CNA Financial’s 10-K, filed February 10, 2026, on SEC EDGAR. View the filing →

Ask your AI about CNA Financial's surety — year 4.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is CNA Financial's surety — year 4?
CNA Financial (CNA) reported surety — year 4 of 8.4% in Q4 2025.
How has CNA Financial's surety — year 4 changed year-over-year?
CNA Financial's surety — year 4 increased by 3.7% year-over-year, from 8.1% to 8.4%.
What does surety — year 4 mean?
The change in estimated claim costs during the fourth year after the accident year.
How do you interpret surety — year 4?
Minimal development at this stage indicates that the vast majority of claims have been settled and reserves are highly accurate.
How does surety — year 4 compare across companies?
Standard 'age 4' development factor in insurance loss triangle disclosures.