What is Greenlight Capital RE, Ltd.'s financial — year 4?

Greenlight Capital RE, Ltd. (GLRE) reported financial — year 4 of 36% in Q4 2025.

What does financial — year 4 mean?

This metric measures the claims development or liability exposure for the fourth year of the underwriting cycle. It helps in identifying long-tail claim trends and the maturity of the company's loss reserves as they approach final settlement. Consistent monitoring of this year provides insight into the company's ability to accurately forecast claims over extended periods.

Greenlight Capital RE, Ltd. (GLRE) Financial — Year 4

Screener

Other product segments

Specialty

40.2%+74.8%

Casualty

23.8%+0.8%

Multiline

8.8%+22.2%

Property

3.8%+8.6%

Health

0%—

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HGTYAuto — Year 4

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KMPRHomeowners — Year 4

98.4%+0.1pp

KGInternational — Year 4

-0.3%—

ORIFinancialIndemnityMember — Year 4

10.6%+1.7pp

Other financials

Income statement

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Revenue$189.7M-11.1%

Net income$35.8M+20.7%

EPS (diluted)$1.05+22.1%

Balance sheet

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Cash & equivalents$610.2M-5.1%

Total debt$4.7M-92.1%

Total equity$741.2M+11.2%

Total assets$2.3B+5.4%

Cash flow

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Operating cash flow$37.2M+259%

Valuation

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Market cap$501.04M+12.7%

Enterprise value-$104.46M-32.9%

P/E6.2×—

P/S0.7×+0.1×

Profitability

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Net margin11.5%—

FCF margin-46.7%—

Returns & leverage

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Return on equity11.5%—

Debt / equity0×-0.1×

Where this comes from

Reported directly by Greenlight Capital RE, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Greenlight Capital RE, Ltd.’s 10-K, filed March 9, 2026.

Filed: Mar 9, 2026, 4:40 PM EDT
Fiscal year: FY2025
Accession: 0001385613-26-000010

Year 1	Year 2	Year 3	Year 4	Year 5	Year 6	Year 7	Year 8	Year 9	Year 10
11.6%	17.0%	14.9%	11.9%	11.1%	12.3%	7.0%	4.4%	3.7%	6.1%

Item 15. Exhibit Index

FAQ

What is Greenlight Capital RE, Ltd.'s financial — year 4?: Greenlight Capital RE, Ltd. (GLRE) reported financial — year 4 of 36% in Q4 2025.
What does financial — year 4 mean?: This metric measures the claims development or liability exposure for the fourth year of the underwriting cycle. It helps in identifying long-tail claim trends and the maturity of the company's loss reserves as they approach final settlement. Consistent monitoring of this year provides insight into the company's ability to accurately forecast claims over extended periods.