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Old Republic International ORI FinancialIndemnityMember — Year 4

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Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Line itemSupplementary Information (Unaudited) / Year 1Supplementary Information (Unaudited) / Year 2Supplementary Information (Unaudited) / Year 3Supplementary Information (Unaudited) / Year 4Supplementary Information (Unaudited) / Year 5Supplementary Information (Unaudited) / Year 6Supplementary Information (Unaudited) / Year 7Supplementary Information (Unaudited) / Year 8Supplementary Information (Unaudited) / Year 9Supplementary Information (Unaudited) / Year 10
Workers' compensation16.8%24.1%13.6%8.1%5.1%3.9%2.0%1.2%1.5%3.3%
Commercial auto35.0%23.6%16.4%11.7%6.5%2.7%1.5%0.6%0.3%0.3%
General liability4.4%12.1%15.7%15.7%14.2%8.0%6.5%4.9%3.0%2.5%
Financial indemnity20.0%15.1%6.9%10.6%9.6%6.1%3.1%5.5%0.1%7.5%

Item 8 - Financial Statements and Supplementary Data

FAQ

What is Old Republic International's financialindemnitymember — year 4?
Old Republic International (ORI) reported financialindemnitymember — year 4 of 10.6% in Q4 2025.
What does financialindemnitymember — year 4 mean?
This metric measures the financial results of the Financial Indemnity segment for the fourth year. It encompasses the premiums earned and claims incurred related to financial indemnity contracts, providing insight into the segment's ongoing viability. This data point is essential for evaluating the long-term performance of specialized insurance lines.

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