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CNH Industrial N.V. CNH Financial Services — Interest Expense

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Other financials

Income statement

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Revenue$3.8B-0.1%
Gross profit$1.2B-3.0%
Net income$7.0M-94.7%
EPS (diluted)$0.01-90.0%

Balance sheet

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Cash & equivalents$1.6B-5.4%
Total debt$26.2B-0.4%
Total equity$7.4B+31.9%
Total assets$42.0B0.0%

Cash flow

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Operating cash flow$35.0M-78.4%

Valuation

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Market cap$17.35B+11.7%
Enterprise value$41.94B+3.0%
P/E45×+26.1×
P/S+0.1×

Profitability

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Gross margin31.3%-1.2pp
Net margin2.1%-3.2pp

Returns & leverage

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Return on equity33.5%
Debt / equity3.2×

Where this comes from

Reported directly by CNH Industrial N.V. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: CNH Industrial N.V.’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:04 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001567094-26-000011
Line itemAgricultureConstructionFinancial ServicesTotal
Cost of goods sold(2,099)(506)
Selling, general and administrative expenses(1)(263)(69)(108)
Research and development expenses(205)(27)
Interest expense (Financial Services)(332)
Other, net (Financial Services)(109)
Equity in income of joint ventures(2)3
Adjusted EBIT [A]27(28)n/a
Income before income taxes [B]n/an/a100

Item 1F. Financial Statements and Notes to Consolidated Financial Statements

FAQ

What is CNH Industrial N.V.'s financial services — interest expense?
CNH Industrial N.V. (CNH) reported financial services — interest expense of $332M in Q1 2026.
How has CNH Industrial N.V.'s financial services — interest expense changed year-over-year?
CNH Industrial N.V.'s financial services — interest expense decreased by 0.0% year-over-year, from $332M to $332M.
What is the long-term trend for CNH Industrial N.V.'s financial services — interest expense?
Over 4 years (2021 to 2025), CNH Industrial N.V.'s financial services — interest expense has grown at a 34.5% compound annual growth rate (CAGR), from $409M to $1.34B.
What does financial services — interest expense mean?
The cost of borrowing funds used to finance the equipment loan and lease portfolio. This represents the interest paid on debt instruments issued by the financial services segment to fund its lending activities.

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