What does insurance services — interest expense mean?

Represents the total cost of interest incurred on liabilities associated with the insurance services segment. This metric indicates the cost of capital used to fund segment operations or debt obligations. Lower interest expenses relative to revenue suggest a more efficient capital structure for the business unit.

Community Financial System CBU Insurance Services — Interest Expense

Other segment segments

Banking And Corporate Services

$46.3M-3.7%

Employee Benefit Services

$0—

Wealth Management Services

$0—

Similar metrics at other companies

FRHCInsurance — Interest Expense

$1.44M-59.4%

FNBInsurance — Interest Expense

$0—

ALLYInsurance operations — Total interest expense

$13M-7.1%

FNBInsurance — Noninterest Expense

$5M0.0%

KKRInsurance — Interest Income (Expense), Operating

-$73.88M-6.2%

RGAInsurance, Other — Interest Expense

$0—

Other financials

Income statement

See full

Revenue$213.3M+8.7%

Net income$57.2M+15.3%

EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%

Total debt$437.7M-25.3%

Total equity$2.0B+10.4%

Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%

CapEx$11.3M+6.7%

Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

See full

Net margin26.1%+1.1pp

FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp

Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:InterestExpense.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's insurance services — interest expense?: Community Financial System (CBU) reported insurance services — interest expense of $0 in Q1 2026.
What does insurance services — interest expense mean?: Represents the total cost of interest incurred on liabilities associated with the insurance services segment. This metric indicates the cost of capital used to fund segment operations or debt obligations. Lower interest expenses relative to revenue suggest a more efficient capital structure for the business unit.