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Community Financial System CBU Employee Benefit Services — Interest Expense

Other segment segments

Banking And Corporate Services
$46.3M-3.7%
Insurance Services
$0
Wealth Management Services
$0

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HOMBBanking Segment — Interest Expense
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BANFExecutive Operations And Support — Interest Expense Operating
-$3.56M+26.2%
New Jersey Resources logo
NJRES — Interest Income
$21K-46.2%

Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:InterestExpense.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's employee benefit services — interest expense?
Community Financial System (CBU) reported employee benefit services — interest expense of $0 in Q1 2026.
What does employee benefit services — interest expense mean?
Represents the cost of borrowing or interest paid on liabilities directly attributable to the Employee Benefit Services segment. Tracking this is essential for assessing the segment's cost of funding and its impact on net interest margins.