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CNO Financial Group CNO Long-term care — Interest accrual

Other product segments

Supplemental health
$73.8M+1.0%
Traditional life
$53.4M+1.5%
Medicare supplement
$44.7M+16.7%

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$78M-1.3%
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AFLCritical care — Interest accrual
$129M-0.8%
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PRUTerm Life — Interest accrual
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METWhole and Term Life & Endowments — Interest accrual
$97M0.0%

Other financials

Income statement

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Revenue$1.3B+11.6%
Net income$125.9M+37.1%
EPS (diluted)$1.33+46.2%

Balance sheet

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Cash & equivalents$1.3B+60.0%
Total debt$1.4B-41.0%
Total equity$2.6B+2.7%
Total assets$39.9B+6.8%

Cash flow

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Operating cash flow$156.6M+7.6%

Valuation

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Market cap$5.14B+43.3%
P/E18.4×+6.6×
P/S1.1×+0.3×

Profitability

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Net margin6%-1.0pp

Returns & leverage

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Return on equity10.9%-1.4pp
Debt / equity0.5×-0.4×

Where this comes from

Reported directly by CNO Financial Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The source filing: CNO Financial Group’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:14 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001224608-26-000064
Effect of actual variances from expected experience18.130.9(44.5)(57.3)(0.5)(53.3)
Adjusted beginning of period PVEFPB6,361.54,015.54,375.24,820.0270.619,842.8
Issuances132.2419.389.9184.13.5829.0
Interest accrual147.288.7115.5106.96.3464.6
Benefit payments(212.9)(268.4)(145.1)(235.5)(15.1)(877.0)
Ending PVEFPB at original discount rate6,428.04,255.14,435.54,875.5265.320,259.4
Effect of changes in discount rate assumptions, end of period(426.3)(160.1)(65.2)(249.1)(13.8)(914.5)
PVEFPB, end of period$$6,001.7$$4,095.0$$4,370.3$$4,626.4$$251.5$$19,344.9

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is CNO Financial Group's long-term care — interest accrual?
CNO Financial Group (CNO) reported long-term care — interest accrual of $57.7M in Q2 2026.
How has CNO Financial Group's long-term care — interest accrual changed year-over-year?
CNO Financial Group's long-term care — interest accrual increased by 1.2% year-over-year, from $57M to $57.7M.
What is the long-term trend for CNO Financial Group's long-term care — interest accrual?
Over 3 years (2022 to 2025), CNO Financial Group's long-term care — interest accrual has grown at a 0.9% compound annual growth rate (CAGR), from $222.9M to $228.9M.
What does long-term care — interest accrual mean?
This metric represents the interest expense accrued on the liability for future policy benefits for the long-term care segment. It reflects the time value of money as the company unwinds the discount on its long-term insurance obligations. Consistent tracking of this accrual is essential for understanding the cost of capital associated with maintaining long-term care reserves.

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