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Ameriprise Financial AMP Long Term Care Insurance — Interest accrual

Other product segments

Life Contingent Payout Annuities
$14M0.0%
Disability Income Insurance
$0-100%

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$385M+2.9%
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$95.1M-3.0%

Other financials

Income statement

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Revenue$4.8B+10.5%
Net income$915.0M+56.9%
EPS (diluted)$9.68+66.0%

Balance sheet

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Cash & equivalents$9.4B+4.8%
Total debt$276.0M-14.3%
Total equity$6.2B+14.5%
Total assets$184.45B+3.0%

Cash flow

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Operating cash flow$459.0M-72.8%
CapEx$29.0M-19.4%
Free cash flow$430.0M-73.9%

Valuation

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Market cap$40.75B-16.1%
P/E10.5×-5.8×
P/S2.2×-0.6×

Profitability

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Net margin20.6%+3.4pp
FCF margin36.7%-1.6pp

Returns & leverage

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Return on equity66.9%+8.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameriprise Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The official record: Ameriprise Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameriprise Financial's long term care insurance — interest accrual?
Ameriprise Financial (AMP) reported long term care insurance — interest accrual of $78M in Q1 2026.
How has Ameriprise Financial's long term care insurance — interest accrual changed year-over-year?
Ameriprise Financial's long term care insurance — interest accrual decreased by 1.3% year-over-year, from $79M to $78M.
What is the long-term trend for Ameriprise Financial's long term care insurance — interest accrual?
Over 4 years (2021 to 2025), Ameriprise Financial's long term care insurance — interest accrual has grown at a -2.3% compound annual growth rate (CAGR), from $347M to $316M.
What does long term care insurance — interest accrual mean?
This represents the interest accreted on the liability for future policy benefits over the reporting period. It reflects the time value of money applied to the insurance reserves, effectively increasing the liability balance as the expected payout date approaches. This is a standard actuarial component of the movement in insurance liabilities.