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CNO Financial Group CNO Reserve for insurance claims

Reserve for insurance claims at other companies

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Segments

By product

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Supplemental health$3.35B+2.8%
Long-term care$2.8B-0.2%
Traditional life$2.3B+2.6%
Medicare supplement$193.9M-6.9%

Other financials

Income statement

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Revenue$1.3B+11.6%
Net income$125.9M+37.1%
EPS (diluted)$1.33+46.2%

Balance sheet

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Cash & equivalents$1.3B+60.0%
Total debt$1.4B-41.0%
Total equity$2.6B+2.7%
Total assets$39.9B+6.8%

Cash flow

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Operating cash flow$156.6M+7.6%

Valuation

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Market cap$5.14B+43.3%
P/E18.4×+6.6×
P/S1.1×+0.3×

Profitability

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Net margin6%-1.0pp

Returns & leverage

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Return on equity10.9%-1.4pp
Debt / equity0.5×-0.4×

Where this comes from

Reported directly by CNO Financial Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: CNO Financial Group’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:14 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001224608-26-000064
Line itemJune 30,2026December 31,2025
Policyholder account balances$19,640.9$18,912.6
Future policy benefits11,784.711,898.0
Market risk benefit liability50.648.1
Liability for life insurance policy claims61.858.4
Unearned and advanced premiums219.0228.0
Liabilities related to separate accounts3.02.8
Other liabilities957.1952.8
Investment borrowings2,941.72,441.7

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is CNO Financial Group's reserve for insurance claims?
CNO Financial Group (CNO) reported reserve for insurance claims of $61.8M in Q2 2026.
How has CNO Financial Group's reserve for insurance claims changed year-over-year?
CNO Financial Group's reserve for insurance claims increased by 1.8% year-over-year, from $60.7M to $61.8M.
What is the long-term trend for CNO Financial Group's reserve for insurance claims?
Over 5 years (2020 to 2025), CNO Financial Group's reserve for insurance claims has grown at a -36.4% compound annual growth rate (CAGR), from $561.8M to $58.4M.
What does reserve for insurance claims mean?
The estimated liability for insurance claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported. This reserve is essential for ensuring the company maintains sufficient capital to meet its long-term obligations to policyholders. It serves as a primary measure of the adequacy of the company's underwriting and actuarial assumptions.

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