UnitedHealth Group UNH Reserve for insurance claims
Reserve for insurance claims at other companies
Other financials
Where this comes from
Reported directly by UnitedHealth Group in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount.
The source filing: UnitedHealth Group’s 10-Q, filed May 5, 2026.
- Filed
- May 5, 2026, 4:38 PM EDT
- Fiscal quarter
- Q1 FY2026
- Calendar quarter
- Q1 2026
- Accession
- 0000731766-26-000127
For the three months ended March 31, 2026, prior years’ medical cost reserve development was driven by a favorable respiratory illness season along with various other individually insignificant factors. For the three months ended March 31, 2025, prior years’ medical cost reserve development did not include any individually significant factors. Medical costs payable included reserves for claims incurred by consumers but not yet reported to the Company of $27.6 billion and $26.7 billion at March 31, 2026 and December 31, 2025, respectively.
Item 1. Financial Statements (unaudited)
FAQ
- What is UnitedHealth Group's reserve for insurance claims?
- UnitedHealth Group (UNH) reported reserve for insurance claims of $27.6B in Q1 2026.
- How has UnitedHealth Group's reserve for insurance claims changed year-over-year?
- UnitedHealth Group's reserve for insurance claims increased by 6.6% year-over-year, from $25.9B to $27.6B.
- What is the long-term trend for UnitedHealth Group's reserve for insurance claims?
- Over 5 years (2020 to 2025), UnitedHealth Group's reserve for insurance claims has grown at a 4.1% compound annual growth rate (CAGR), from $21.87B to $26.7B.
- What does reserve for insurance claims mean?
- The estimated liability for medical claims that have been incurred but not yet paid, including both reported claims and those expected to be reported. This is a critical actuarial estimate for insurance companies, directly impacting the accuracy of reported underwriting profitability.
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