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Humana HUM Reserve for insurance claims

Reserve for insurance claims at other companies

UnitedHealth Group logo
UnitedHealth GroupUNH
$27.6B+6.6%
Centene logo
CenteneCNC
$20.63B+3.6%
Molina Healthcare logo
Molina HealthcareMOH
$4.94B+2.9%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$668.72M-25.2%
Globe Life logo
Globe LifeGL
$548.53M+0.3%
Alignment Healthcare logo
Alignment HealthcareALHC

Other financials

Income statement

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Revenue$39.6B+23.5%
Operating income$1.8B-12.9%
Net income$1.2B-4.7%
EPS (diluted)$9.83-4.6%

Balance sheet

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Cash & equivalents$5.0B+16.5%
Total debt$14.0B+5.2%
Total equity$18.6B+4.7%
Total assets$55.3B+8.5%

Cash flow

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Operating cash flow$1.3B+279%
CapEx$121.0M+27.4%
Free cash flow$1.1B+380%

Valuation

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Market cap$46.08B+59.9%
Enterprise value$55.13B+47.5%
P/E14.5×-1.8×
P/S0.3×+0.1×

Profitability

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Operating margin2.7%-1.7pp
Net margin3%-0.1pp
FCF margin4.2%

Returns & leverage

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Return on equity18.2%+0.9pp
Debt / equity0.8×0.0×
Current ratio1.8×-0.1×

Where this comes from

Reported directly by Humana in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount.

The official record: Humana’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Humana's reserve for insurance claims?
Humana (HUM) reported reserve for insurance claims of $8.9B in Q1 2026.
How has Humana's reserve for insurance claims changed year-over-year?
Humana's reserve for insurance claims increased by 23.6% year-over-year, from $7.2B to $8.9B.
What is the long-term trend for Humana's reserve for insurance claims?
Over 5 years (2020 to 2025), Humana's reserve for insurance claims has grown at a 4.1% compound annual growth rate (CAGR), from $8.14B to $9.97B.
What does reserve for insurance claims mean?
This represents the estimated liability for medical claims that have been incurred but not yet paid, including those that have been reported and those that have been incurred but not yet reported (IBNR). It is a critical metric for insurers, reflecting the actuarial assessment of future cash outflows required to settle medical obligations.