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Universal Insurance Holdings UVE Reserve for insurance claims

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Other financials

Income statement

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Revenue$427.0M+6.7%
Net income$59.2M+68.7%
EPS (diluted)$2.04+68.6%

Balance sheet

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Cash & equivalents$532.2M+22.1%
Total debt$97.9M-3.0%
Total equity$637.2M+39.2%
Total assets$3.3B+0.9%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.23B+82.0%
Enterprise value$794.4M+133%
P/E5.6×-4.6×
P/S0.8×+0.3×

Profitability

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Net margin13.5%+9.3pp
FCF margin21.5%

Returns & leverage

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Return on equity40.2%+24.6pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Universal Insurance Holdings’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:15 PM EDT
Accession
0000891166-26-000085

FAQ

What is Universal Insurance Holdings's reserve for insurance claims?
Universal Insurance Holdings (UVE) reported reserve for insurance claims of $633.61M in Q2 2026.
How has Universal Insurance Holdings's reserve for insurance claims changed year-over-year?
Universal Insurance Holdings's reserve for insurance claims decreased by 17.3% year-over-year, from $765.86M to $633.61M.
What is the long-term trend for Universal Insurance Holdings's reserve for insurance claims?
Over 5 years (2020 to 2025), Universal Insurance Holdings's reserve for insurance claims has grown at a 16.1% compound annual growth rate (CAGR), from $322.47M to $680.71M.
What does reserve for insurance claims mean?
This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported. It is a fundamental measure of the company's future financial obligations arising from underwriting activities. Accurate estimation of these reserves is critical for maintaining solvency and assessing long-term profitability.

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