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Universal Insurance Holdings UVE Reserve for insurance claims

Reserve for insurance claims at other companies

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Other financials

Income statement

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Revenue$393.6M-0.3%
Net income$54.3M+31.0%
EPS (diluted)$1.88+30.6%

Balance sheet

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Cash & equivalents$598.4M+49.3%
Total debt$100.3M-0.8%
Total equity$584.7M+38.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.14B+53.0%
Enterprise value$638.15M+44.1%
P/E5.8×-5.3×
P/S0.7×+0.2×

Profitability

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Net margin12.2%+7.9pp
FCF margin21.5%

Returns & leverage

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Return on equity38.9%+21.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Universal Insurance Holdings’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Universal Insurance Holdings's reserve for insurance claims?
Universal Insurance Holdings (UVE) reported reserve for insurance claims of $668.72M in Q1 2026.
How has Universal Insurance Holdings's reserve for insurance claims changed year-over-year?
Universal Insurance Holdings's reserve for insurance claims decreased by 25.2% year-over-year, from $893.68M to $668.72M.
What is the long-term trend for Universal Insurance Holdings's reserve for insurance claims?
Over 5 years (2020 to 2025), Universal Insurance Holdings's reserve for insurance claims has grown at a 16.1% compound annual growth rate (CAGR), from $322.47M to $680.71M.
What does reserve for insurance claims mean?
This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported. It is a fundamental measure of the company's future financial obligations arising from underwriting activities. Accurate estimation of these reserves is critical for maintaining solvency and assessing long-term profitability.