Question 1

What is Employers Holdings's reserve for insurance claims?

Accepted Answer

Employers Holdings (EIG) reported reserve for insurance claims of $1.8B in Q1 2026.

Question 2

How has Employers Holdings's reserve for insurance claims changed year-over-year?

Accepted Answer

Employers Holdings's reserve for insurance claims increased by 0.6% year-over-year, from $1.79B to $1.8B.

Question 3

What is the long-term trend for Employers Holdings's reserve for insurance claims?

Accepted Answer

Over 5 years (2020 to 2025), Employers Holdings's reserve for insurance claims has grown at a -2.7% compound annual growth rate (CAGR), from $2.07B to $1.81B.

Question 4

What does reserve for insurance claims mean?

Accepted Answer

The estimated liability for both reported claims and those incurred but not yet reported, including associated claim adjustment expenses. This is a primary indicator of the company's future financial obligations and the adequacy of its underwriting pricing strategy.

Assets	As of / March 31,2026 / (unaudited)	As of / December 31,2025
Other assets	43.8	34.9
Total assets	$3,436.5	$3,436.6
Liabilities and stockholders’ equity
Unpaid losses and loss adjustment expenses	$1,802.5	$1,805.8
Unearned premiums	392.7	391.9
Commissions and premium taxes payable	55.2	59.9
Accounts payable and accrued expenses	19.3	23.4
Deferred reinsurance gain—LPT Agreement	86.8	88.0

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Employers Holdings EIG Reserve for insurance claims