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Selective Insurance Group SIGI Reserve for insurance claims

Reserve for insurance claims at other companies

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$14.91B+6.8%
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$3.06B+24.0%
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$22.62B+8.1%
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$14.95B+7.2%

Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%
Enterprise value$6.43B-16.3%
P/E12.2×-16.9×
P/S-0.3×

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Selective Insurance Group’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's reserve for insurance claims?
Selective Insurance Group (SIGI) reported reserve for insurance claims of $7.42B in Q1 2026.
How has Selective Insurance Group's reserve for insurance claims changed year-over-year?
Selective Insurance Group's reserve for insurance claims increased by 12.2% year-over-year, from $6.61B to $7.42B.
What is the long-term trend for Selective Insurance Group's reserve for insurance claims?
Over 5 years (2020 to 2025), Selective Insurance Group's reserve for insurance claims has grown at a 11.1% compound annual growth rate (CAGR), from $4.26B to $7.23B.
What does reserve for insurance claims mean?
This liability represents the estimated ultimate cost of settling all reported and unreported insurance claims, including claim adjustment expenses, incurred up to the reporting date. It is a fundamental measure of an insurer's long-term obligations and the accuracy of its actuarial assumptions. Significant changes in this reserve can indicate shifts in loss trends, inflation impacts, or changes in the company's underwriting risk profile.