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Kinsale Capital Group KNSL Reserve for insurance claims

Reserve for insurance claims at other companies

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$22.62B+8.1%
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$31.37B+12.5%
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$18.29B+4.6%
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$14.91B+6.8%
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$14.95B+7.2%
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Berkshire HathawayBRK.B

Other financials

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation

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Market cap$7.12B-30.2%
Enterprise value$7.12B-30.4%
P/E13.5×-11.7×
P/S3.7×-2.5×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Kinsale Capital Group’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kinsale Capital Group's reserve for insurance claims?
Kinsale Capital Group (KNSL) reported reserve for insurance claims of $3.06B in Q1 2026.
How has Kinsale Capital Group's reserve for insurance claims changed year-over-year?
Kinsale Capital Group's reserve for insurance claims increased by 24.0% year-over-year, from $2.47B to $3.06B.
What is the long-term trend for Kinsale Capital Group's reserve for insurance claims?
Over 5 years (2020 to 2025), Kinsale Capital Group's reserve for insurance claims has grown at a 35.4% compound annual growth rate (CAGR), from $636.01M to $2.89B.
What does reserve for insurance claims mean?
This represents the estimated liability for claims that have been reported but not yet paid, as well as an estimate for claims that have been incurred but not yet reported. It is the most significant liability for an insurer and is subject to actuarial estimation and uncertainty. The adequacy of these reserves is a primary determinant of the company's long-term profitability and financial stability.