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RLI RLI Reserve for insurance claims

Reserve for insurance claims at other companies

W.R. Berkley logo
W.R. BerkleyWRB
$22.62B+8.1%
Markel logo
MarkelMKL
$32.17B+12.8%
Skyward Specialty Insurance Group, Inc. logo
Skyward Specialty Insurance Group, Inc.SKWD
$3.07B+60.0%
James River Group Holdings, Inc. logo
James River Group Holdings, Inc.JRVR
$3.09B+0.4%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$3.19B+21.7%
ASI
Ategrity Specialty HoldingsASIC
$538.25M+27.7%

Other financials

Income statement

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Revenue$575.6M+15.2%
Net income$168.0M+35.1%
EPS (diluted)$1.82+35.8%

Balance sheet

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Cash & equivalents$32.1M+49.9%
Total debt$318.7M+179%
Total equity$1.8B+1.0%
Total assets$6.4B+7.0%

Cash flow

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Operating cash flow$145.2M-16.9%
CapEx$2.8M+114%
Free cash flow$142.4M-17.9%

Valuation

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Market cap$5.89B-3.3%
Enterprise value$6.18B-0.1%
P/E13.4×-5.4×
P/S-0.4×

Profitability

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Net margin22.2%+4.4pp
FCF margin26.2%-8.1pp

Returns & leverage

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Return on equity25.2%+5.7pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: RLI’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-086576
(in thousands, except share and per share data)June 30, 2026December 31, 2025
TOTAL ASSETS$6,413,005$6,161,486
LIABILITIES AND SHAREHOLDERS’ EQUITY
Liabilities
Unpaid losses and settlement expenses$2,937,211$2,886,819
Unearned premiums1,063,167991,636
Reinsurance balances payable25,01340,580
Funds held131,881127,242
Income taxes-current1,64829,724

Item 1.Financial Statements

FAQ

What is RLI's reserve for insurance claims?
RLI (RLI) reported reserve for insurance claims of $2.94B in Q2 2026.
How has RLI's reserve for insurance claims changed year-over-year?
RLI's reserve for insurance claims increased by 4.6% year-over-year, from $2.81B to $2.94B.
What is the long-term trend for RLI's reserve for insurance claims?
Over 5 years (2020 to 2025), RLI's reserve for insurance claims has grown at a 10.5% compound annual growth rate (CAGR), from $1.75B to $2.89B.
What does reserve for insurance claims mean?
The total liability established for reported and unreported insurance claims, including the estimated costs to settle those claims. This reserve is a fundamental measure of an insurer's future obligations and the accuracy of its actuarial loss projections. Significant changes in this balance can indicate shifts in claim severity, frequency, or the company's underwriting risk appetite.

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