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Reserve for insurance claims at other companies

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Other financials

Income statement

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Revenue$489.5M+53.0%
Net income$49.0M+26.3%
EPS (diluted)$1.07+15.1%

Balance sheet

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Cash & equivalents$302.5M+74.7%
Total debt$3.2M-38.5%
Total equity$1.3B+40.9%
Total assets$6.8B+56.4%

Cash flow

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Operating cash flow$67.6M-23.3%
CapEx$1.7M+58.6%
Free cash flow$50.1M+140%

Valuation

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Market cap$2.58B+30.4%
P/E13.7×-1.3×
P/S1.5×-0.1×

Profitability

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Net margin10.8%+0.3pp
FCF margin28.4%+2.3pp

Returns & leverage

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Return on equity17.3%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Skyward Specialty Insurance Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Skyward Specialty Insurance Group, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:58 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001519449-26-000054
Line itemJune 30, 2026December 31, 2025
Total assets$6,781,139$4,791,852
Liabilities and stockholders’ equity
Liabilities:
Reserves for losses and loss adjustment expenses$3,070,598$2,318,894
Unearned premiums1,078,246774,035
Deferred ceding commission54,46646,453
Reinsurance and premium payables509,081279,888
Funds held for others169,051128,003

Item 1. Financial Statements

FAQ

What is Skyward Specialty Insurance Group, Inc.'s reserve for insurance claims?
Skyward Specialty Insurance Group, Inc. (SKWD) reported reserve for insurance claims of $3.07B in Q2 2026.
How has Skyward Specialty Insurance Group, Inc.'s reserve for insurance claims changed year-over-year?
Skyward Specialty Insurance Group, Inc.'s reserve for insurance claims increased by 60.0% year-over-year, from $1.92B to $3.07B.
What is the long-term trend for Skyward Specialty Insurance Group, Inc.'s reserve for insurance claims?
Over 5 years (2020 to 2025), Skyward Specialty Insurance Group, Inc.'s reserve for insurance claims has grown at a 22.0% compound annual growth rate (CAGR), from $856.78M to $2.32B.
What does reserve for insurance claims mean?
This represents the estimated liability for insurance claims that have been reported but not yet settled, as well as claims that have been incurred but not yet reported. It is a fundamental measure of the company's long-term financial obligation to policyholders. The adequacy of these reserves is critical for assessing the company's underwriting discipline and long-term solvency.

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