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Amerisafe AMSF Reserve for insurance claims

Reserve for insurance claims at other companies

The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$46.72B+3.2%
Employers Holdings logo
Employers HoldingsEIG
$1.8B+0.6%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$668.72M-25.2%
United Fire Group logo
United Fire GroupUFCS
$1.97B+8.5%
W.R. Berkley logo
W.R. BerkleyWRB
$22.62B+8.1%
Selective Insurance Group logo
Selective Insurance GroupSIGI
$7.42B+12.2%

Other financials

Income statement

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Revenue$80.1M+10.3%
Net income$8.1M-9.0%
EPS (diluted)$0.43-8.5%

Balance sheet

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Cash & equivalents$34.2M-23.5%
Total debt$491.0K+14.7%
Total equity$246.6M-5.5%
Total assets$1.1B-2.9%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$26.0K+1,200%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$595.34M-28.2%
P/E12.9×-4.6×
P/S1.8×-0.9×

Profitability

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Net margin14.3%-1.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.3%+1.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Amerisafe’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amerisafe's reserve for insurance claims?
Amerisafe (AMSF) reported reserve for insurance claims of $601.86M in Q1 2026.
How has Amerisafe's reserve for insurance claims changed year-over-year?
Amerisafe's reserve for insurance claims decreased by 6.0% year-over-year, from $639.97M to $601.86M.
What is the long-term trend for Amerisafe's reserve for insurance claims?
Over 5 years (2020 to 2025), Amerisafe's reserve for insurance claims has grown at a -4.2% compound annual growth rate (CAGR), from $760.56M to $613.58M.
What does reserve for insurance claims mean?
This represents the estimated liability for insurance claims that have been reported but not yet settled, as well as claims that have been incurred but not yet reported (IBNR). It is a fundamental measure of an insurer's future obligations and the adequacy of its underwriting pricing. Accurate estimation of these reserves is essential for maintaining solvency and financial stability.