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American Coastal Insurance Corporation ACIC Reserve for insurance claims

Reserve for insurance claims at other companies

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Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's reserve for insurance claims?
American Coastal Insurance Corporation (ACIC) reported reserve for insurance claims of $126.99M in Q1 2026.
How has American Coastal Insurance Corporation's reserve for insurance claims changed year-over-year?
American Coastal Insurance Corporation's reserve for insurance claims decreased by 50.5% year-over-year, from $256.29M to $126.99M.
What is the long-term trend for American Coastal Insurance Corporation's reserve for insurance claims?
Over 5 years (2020 to 2025), American Coastal Insurance Corporation's reserve for insurance claims has grown at a -14.5% compound annual growth rate (CAGR), from $363.43M to $165.7M.
What does reserve for insurance claims mean?
This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported. It is a critical actuarial estimate that directly impacts the company's financial stability and underwriting results. Investors monitor this to assess the adequacy of reserves and the potential for future earnings volatility due to reserve development.