What is Center Bancorp's year two?

Center Bancorp (CNOB) reported year two of $1.47B in Q1 2026.

What does year two mean?

Represents the portion of the loan portfolio scheduled to mature or reprice in the second year, excluding accrued interest. This metric helps investors model the bank's medium-term cash flow expectations and interest rate risk exposure. It is a key component in managing the bank's asset-liability matching strategy.

Center Bancorp CNOB Year two

Year two at other companies

International BancsharesIBOC

$3.55B+24.8%

Northwest BancsharesNWBI

$2.28B+40.8%

Customers BancorpCUBI

——

Eastern Bankshares, Inc.EBC

——

Other financials

Income statement

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Revenue$73.4M—

Net income$37.8M+86.8%

EPS (diluted)$0.75—

Balance sheet

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Cash & equivalents$344.5M+17.7%

Total debt$858.0M+36.7%

Total equity$1.6B+27.0%

Total assets$14.2B+45.6%

Cash flow

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Operating cash flow$15.3M+2.9%

CapEx$1.3M+389%

Free cash flow$14.0M-4.1%

Valuation

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Market cap$1.66B+44.3%

Enterprise value$2.18B+46.6%

P/E17×+2.0×

P/S5.8×—

Profitability

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Net margin44.8%—

FCF margin57.3%—

Returns & leverage

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Return on equity6.9%+0.7pp

Debt / equity0.5×0.0×

Where this comes from

Reported directly by Center Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear.

The official record: Center Bancorp’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Center Bancorp's year two?: Center Bancorp (CNOB) reported year two of $1.47B in Q1 2026.
What does year two mean?: Represents the portion of the loan portfolio scheduled to mature or reprice in the second year, excluding accrued interest. This metric helps investors model the bank's medium-term cash flow expectations and interest rate risk exposure. It is a key component in managing the bank's asset-liability matching strategy.