Skip to content
Screener

Year two at other companies

Customers Bancorp logo
Customers BancorpCUBI
$3.56B+48.3%
Center Bancorp logo
Center BancorpCNOB
$1.47B
National Bank Holdings logo
National Bank HoldingsNBHC
$1.54B+44.1%
BOK Financial logo
BOK FinancialBOKF

Other financials

Income statement

See full
Revenue$214.8M+3.2%
Net income$95.8M-4.3%
EPS (diluted)$1.54-4.3%

Balance sheet

See full
Cash & equivalents$451.2M-38.4%
Total equity$3.4B+11.7%
Total assets$17.0B+3.4%

Cash flow

See full
Operating cash flow$94.2M-1.3%
CapEx$5.7M+46.7%
Free cash flow$88.6M-3.4%

Valuation

See full
Market cap$4.67B+8.4%
P/E11.3×+0.8×
P/S5.4×+0.2×

Profitability

See full
Net margin48.1%-1.7pp
FCF margin52.7%-1.8pp

Returns & leverage

See full
Return on equity12.9%-1.8pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear.

The source filing: International Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091933
Balance at June 30, 202620262025202420232022PriorTotal
Pass$25,345$19,385$3,357$232$266$1,535$50,120
Total Consumer$25,345$19,385$3,357$232$266$1,535$50,120
Consumer
Current-period gross writeoffs$40$78$24$1$143
Foreign
Pass$72,183$229,317$44,716$33,087$9,268$13,230$401,801
Total Foreign$72,183$229,317$44,716$33,087$9,268$13,230$401,801
Total Loans$1,963,360$3,005,044$1,506,590$1,626,595$829,215$932,395$9,863,199

Item 1. Financial Statements

FAQ

What is International Bancshares's year two?
International Bancshares (IBOC) reported year two of $3.01B in Q2 2026.
How has International Bancshares's year two changed year-over-year?
International Bancshares's year two increased by 28.6% year-over-year, from $2.34B to $3.01B.
What is the long-term trend for International Bancshares's year two?
Over 3 years (2022 to 2025), International Bancshares's year two has grown at a 9.8% compound annual growth rate (CAGR), from $3.05B to $4.03B.
What does year two mean?
This represents the portion of the financing receivable portfolio, excluding accrued interest, that is scheduled to mature or is categorized within the second year of the reporting period. It helps investors model the bank's medium-term asset repricing and cash flow expectations. Analyzing this layer assists in understanding the bank's exposure to interest rate fluctuations over a two-year horizon.

Ask your AI about International Bancshares's year two.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude