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Year two at other companies

International Bancshares logo
International BancsharesIBOC
$3.01B+28.6%
National Bank Holdings logo
National Bank HoldingsNBHC
$1.54B+44.1%
Center Bancorp logo
Center BancorpCNOB
$1.47B
Customers Bancorp logo
Customers BancorpCUBI
$3.56B+48.3%

Other financials

Income statement

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Revenue$589.4M+10.1%
Net income$176.5M+26.1%
EPS (diluted)$2.92+33.3%

Balance sheet

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Cash & equivalents$975.8M-28.2%
Total debt$228.1M-8.3%
Total equity$6.1B+3.3%
Total assets$53.2B+4.3%

Cash flow

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Operating cash flow-$248.7M-1,327%
CapEx$35.7M-25.9%
Free cash flow-$284.4M-917%

Valuation

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Market cap$8.78B+35.6%
P/E13.5×+1.4×
P/S3.9×+0.7×

Profitability

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Net margin28.5%+2.7pp
FCF margin64.7%+51.6pp

Returns & leverage

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Return on equity10.9%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by BOK Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear.

The source filing: BOK Financial’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 12:05 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000875357-26-000034
Line itemOrigination Year / 2026Origination Year / 2025Origination Year / 2024Origination Year / 2023Origination Year / 2022Origination Year / PriorRevolving LoansRevolving Loans Converted to Term LoansTotal
Pass65,191467,124180,573189,447126,524283,839465,619681,778,385
Special Mention582544311,2161,338
Accruing Substandard5,27612385,326
Nonaccrual4828136194
Total personal65,191472,458180,646189,453126,536284,018466,873681,785,243
Loans charged off, year-to-date11,191182914991,738
Total loans to individuals197,0501,017,758568,845450,371376,5241,133,354950,79734,9324,729,631
Total loans$971,898$4,862,945$2,913,863$2,194,002$3,229,631$4,675,041$7,303,321$36,692$26,187,393

Item 6. Exhibits [92](#i2beb11d71c2f4b06859cb69826942c5a_157)

FAQ

What is BOK Financial's year two?
BOK Financial (BOKF) reported year two of $4.86B in Q1 2026.
How has BOK Financial's year two changed year-over-year?
BOK Financial's year two increased by 57.1% year-over-year, from $3.09B to $4.86B.

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