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Central Pacific Financial CPF Income from fiduciary activities — In-Scope

Other product segments

Other service charges and fees
$5.76M+8.5%
Service charges on deposit accounts
$2.25M+5.9%
Other
$379K
Mortgage banking income
$326K+65.5%
Income from bank-owned life insurance
$0

Similar metrics at other companies

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$2.71M+12.8%
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CACIncome from fiduciary services — Revenue
$2.22M+12.1%
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NWFLFiduciary Activities — Revenue
$248K+9.7%
First Bancorp logo
FNLCInvestment management and fiduciary income — Non-interest income
$1.55M+15.9%
PNC Financial Services logo
PNCOther — Total in-scope noninterest income
$28M+55.6%
Peoples Bancorp logo
PEBOFiduciary and Trust — Revenue
$5.99M+96.8%

Other financials

Income statement

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Revenue$77.5M+6.4%
Net income$20.8M+14.0%
EPS (diluted)$0.80+19.4%

Balance sheet

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Total debt$100.6M-38.4%
Total equity$596.3M+4.8%
Total assets$7.5B+1.8%

Cash flow

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Operating cash flow$42.9M+22.3%
CapEx$1.9M-3.8%
Free cash flow$41.0M+23.9%

Valuation

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Market cap$1B+38.0%
P/E12.1×+0.1×
P/S3.3×+0.6×

Profitability

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Net margin27.5%+4.8pp
FCF margin32.5%-2.4pp

Returns & leverage

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Return on equity14.2%+3.1pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Central Pacific Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: Central Pacific Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000701347-26-000068
(dollars in thousands)Three Months Ended June 30, 2026 / In-ScopeThree Months Ended June 30, 2026 / Out-of-ScopeThree Months Ended June 30, 2026 / TotalThree Months Ended June 30, 2025 / In-ScopeThree Months Ended June 30, 2025 / Out-of-ScopeThree Months Ended June 30, 2025 / Total
Other operating income:
Mortgage banking income$326$367$693$197$547$744
Service charges on deposit accounts2,2502,2502,1242,124
Other service charges and fees5,7605706,3305,3116465,957
Income from fiduciary activities1,5801,5801,5011,501
Income from bank-owned life insurance2,9992,9992,2602,260
Other379389768427427
Total other operating income$10,295$4,325$14,620$9,133$3,880$13,013

Item 1. Financial Statements (Unaudited)

FAQ

What is Central Pacific Financial's income from fiduciary activities — in-scope?
Central Pacific Financial (CPF) reported income from fiduciary activities — in-scope of $1.58M in Q2 2026.
How has Central Pacific Financial's income from fiduciary activities — in-scope changed year-over-year?
Central Pacific Financial's income from fiduciary activities — in-scope increased by 5.3% year-over-year, from $1.5M to $1.58M.
What is the long-term trend for Central Pacific Financial's income from fiduciary activities — in-scope?
Over 4 years (2021 to 2025), Central Pacific Financial's income from fiduciary activities — in-scope has grown at a 5.1% compound annual growth rate (CAGR), from $5.08M to $6.2M.
What does income from fiduciary activities — in-scope mean?
This metric represents the portion of fee-based revenue derived from fiduciary services that is directly attributable to the core business segment under analysis. It reflects the income generated from managing assets, acting as a trustee, or providing investment advisory services within the defined scope of operations. Monitoring this figure helps stakeholders assess the profitability and performance of specific fiduciary business lines.

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