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Central Pacific Financial

CPF

Central Pacific Financial Corp. is a Hawaii-based bank holding company that provides full-service commercial banking through its principal subsidiary, Central Pacific Bank.

Market cap
$1.02B+41.9%
Revenue$301.5M+13.1%
Net income$83.0M+36.8%
EPS (diluted)$3.12+39.9%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q2 2026

Income statement

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Revenue$77.5M+6.4%
Net income$20.8M+14.0%
EPS (diluted)$0.80+19.4%

Balance sheet

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Total debt$100.6M-38.4%
Total equity$596.3M+4.8%
Total assets$7.5B+1.8%

Valuation & ratios

Valuation

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Market cap$1.02B+41.9%
P/E12.4×+0.2×
P/S3.4×+0.6×

Profitability

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Net margin27.5%+4.8pp

Returns & leverage

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Return on equity14.2%+3.1pp
Debt / equity0.2×-0.1×

Competitors

Profile

Central Pacific Financial Corp. is a Hawaii-based bank holding company that provides full-service commercial banking through its principal subsidiary, Central Pacific Bank. The company focuses on relationship-based retail and small business banking, leveraging a stable, low-cost deposit base to fund a diverse lending portfolio. Its core value proposition is built on a heritage of serving underserved communities and providing tailored financial solutions to Hawaii's residents and businesses.

Competitive position

A leading community-focused financial institution in Hawaii with a strong regional branch network and a strategic focus on niche lending and international funding partnerships.

GeographiesHawaii, United States, Japan, South Korea
Customer segmentsRetail consumers, Small and medium enterprises, High-net-worth individuals
Business modelInterest-based lending, Fee-based services, Asset management
SuppliersFederal Reserve System, FDIC, Technology and core banking software providers, Capital markets for secondary mortgage sales
CustomersHawaii-based homeowners, Local small business owners, Commercial real estate investors, Wealth management clients
Listed1987
CEOArnold D. Martines
Websitecpb.bank
FilingsSEC EDGAR

Questions, answered.

What is Central Pacific Financial's market cap?
Central Pacific Financial (CPF) has a market capitalization of $1.0B and trades on NYSE.
What is Central Pacific Financial's revenue and profitability?
Central Pacific Financial generated $301.5M in trailing twelve-month revenue with net income of $83.0M, representing a net margin of 27.5%. These figures are based on the Q2 2026 filing.
Who are Central Pacific Financial's competitors?
Central Pacific Financial's key competitors include First Hawaiian, Inc., Bank of Hawaii Corporation, Pioneer Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Central Pacific Financial partner with?
Central Pacific Financial's notable partners include Federal Reserve Bank, Federal Deposit Insurance Corporation.
What subsidiaries does Central Pacific Financial have?
Central Pacific Financial's subsidiaries include Central Pacific Bank.
Where is Central Pacific Financial headquartered?
Central Pacific Financial is headquartered in United States of America. It has been publicly traded since 1987.