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Central Pacific Financial CPF Computer Software Expense

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Other financials

Income statement

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Revenue$77.5M+6.4%
Net income$20.8M+14.0%
EPS (diluted)$0.80+19.4%

Balance sheet

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Total debt$100.6M-38.4%
Total equity$596.3M+4.8%
Total assets$7.5B+1.8%

Cash flow

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Operating cash flow$42.9M+22.3%
CapEx$1.9M-3.8%
Free cash flow$41.0M+23.9%

Valuation

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Market cap$1.02B+44.4%
P/E12.3×+0.6×
P/S3.4×+0.7×

Profitability

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Net margin27.5%+4.8pp
FCF margin32.5%-2.4pp

Returns & leverage

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Return on equity14.2%+3.1pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Central Pacific Financial in its filing.

Tagged under the XBRL concept cpf:ComputerSoftwareExpense.

The source filing: Central Pacific Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000701347-26-000068
(dollars in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other operating expense:
Salaries and employee benefits25,37222,69648,45744,515
Net occupancy4,2994,2538,6218,645
Computer software4,9525,3209,99710,034
Legal and professional services2,6072,8734,9915,671
Equipment8229501,6292,032
Advertising7628321,7591,719
Communication8409011,6631,934

Item 1. Financial Statements (Unaudited)

FAQ

What is Central Pacific Financial's computer software expense?
Central Pacific Financial (CPF) reported computer software expense of $4.95M in Q2 2026.
How has Central Pacific Financial's computer software expense changed year-over-year?
Central Pacific Financial's computer software expense decreased by 6.9% year-over-year, from $5.32M to $4.95M.
What is the long-term trend for Central Pacific Financial's computer software expense?
Over 4 years (2021 to 2025), Central Pacific Financial's computer software expense has grown at a 11.6% compound annual growth rate (CAGR), from $13.3M to $20.63M.
What does computer software expense mean?
Computer Software Expense as reported by Central Pacific Financial Corporation.

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