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Community Trust Bancorp CTBI Community Banking Services — Bank Owned Life Insurance Income

Other segment segments

Corporate
$0

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Other financials

Income statement

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Revenue$74.2M+12.1%
Net income$27.2M+23.8%
EPS (diluted)$1.50+23.0%

Balance sheet

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Cash & equivalents$358.7M+5.3%
Total debt$16.0M-2.8%
Total equity$871.2M+11.1%
Total assets$6.7B+7.4%

Cash flow

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Operating cash flow$39.5M+7.9%
CapEx$1.6M-25.2%
Free cash flow$37.9M+9.9%

Valuation

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Market cap$1.29B+41.6%
Enterprise value$945.87M+61.5%
P/E12.5×+1.9×
P/S4.4×+0.9×

Profitability

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Net margin35.5%+1.9pp
FCF margin34.7%-7.4pp

Returns & leverage

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Return on equity12.5%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Community Trust Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Trust Bancorp's community banking services — bank owned life insurance income?
Community Trust Bancorp (CTBI) reported community banking services — bank owned life insurance income of $1.71M in Q1 2026.
How has Community Trust Bancorp's community banking services — bank owned life insurance income changed year-over-year?
Community Trust Bancorp's community banking services — bank owned life insurance income increased by 65.6% year-over-year, from $1.04M to $1.71M.
What is the long-term trend for Community Trust Bancorp's community banking services — bank owned life insurance income?
Over 3 years (2022 to 2025), Community Trust Bancorp's community banking services — bank owned life insurance income has grown at a 18.1% compound annual growth rate (CAGR), from $2.71M to $4.46M.
What does community banking services — bank owned life insurance income mean?
Income recognized from the cash surrender value growth or death benefits of life insurance policies held on the lives of bank employees or executives. This serves as a tax-advantaged non-interest income component used to offset employee benefit costs.