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Community Trust Bancorp CTBI Community Banking Services — Foreclosed Real Estate Expense

Other segment segments

Corporate
$0

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Other financials

Income statement

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Revenue$74.2M+12.1%
Net income$27.2M+23.8%
EPS (diluted)$1.50+23.0%

Balance sheet

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Cash & equivalents$358.7M+5.3%
Total debt$16.0M-2.8%
Total equity$871.2M+11.1%
Total assets$6.7B+7.4%

Cash flow

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Operating cash flow$39.5M+7.9%
CapEx$1.6M-25.2%
Free cash flow$37.9M+9.9%

Valuation

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Market cap$1.29B+41.6%
Enterprise value$945.87M+61.5%
P/E12.5×+1.9×
P/S4.4×+0.9×

Profitability

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Net margin35.5%+1.9pp
FCF margin34.7%-7.4pp

Returns & leverage

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Return on equity12.5%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ForeclosedRealEstateExpense.

The official record: Community Trust Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Trust Bancorp's community banking services — foreclosed real estate expense?
Community Trust Bancorp (CTBI) reported community banking services — foreclosed real estate expense of $378K in Q1 2026.
How has Community Trust Bancorp's community banking services — foreclosed real estate expense changed year-over-year?
Community Trust Bancorp's community banking services — foreclosed real estate expense increased by 95.9% year-over-year, from $193K to $378K.
What is the long-term trend for Community Trust Bancorp's community banking services — foreclosed real estate expense?
Over 3 years (2022 to 2025), Community Trust Bancorp's community banking services — foreclosed real estate expense has grown at a 28.3% compound annual growth rate (CAGR), from $546K to $1.15M.
What does community banking services — foreclosed real estate expense mean?
Measures the costs associated with maintaining, securing, and disposing of foreclosed properties acquired through the community banking segment's lending operations. High levels of this expense often indicate elevated credit risk and challenges in the loan recovery process.