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Community Trust Bancorp CTBI Community Banking Services — Increase Decrease In Life Insurance Liabilities

Other segment segments

Corporate
$0

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$0-100%

Other financials

Income statement

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Revenue$78.5M+11.8%
Net income$29.6M+19.0%
EPS (diluted)$1.64+18.8%

Balance sheet

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Cash & equivalents$514.3M+30.1%
Total debt$16.0M-0.5%
Total equity$891.8M+10.5%
Total assets$7.0B+9.4%

Cash flow

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Operating cash flow$44.1M+177%
CapEx$1.0M-56.7%
Free cash flow$43.1M+217%

Valuation

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Market cap$1.42B+48.3%
Enterprise value$925.14M+59.4%
P/E13.2×+2.7×
P/S4.8×+1.1×

Profitability

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Net margin36.1%+1.6pp
FCF margin43.6%+4.7pp

Returns & leverage

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Return on equity12.7%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLifeInsuranceLiabilities.

The source filing: Community Trust Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031763
(in thousands) Three Months Ended June 30, 2026Community Banking ServicesHolding CompanyEliminationsConsolidated
Depreciation and amortization$1,052$55$0$1,107
Amortization of operating lease right-of-use assets5005
Significant non-cash items:
Provision for credit losses2,771002,771
Change in cash surrender value of bank owned life insurance83200832
Expenditures for long-lived assets9863501,021

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Community Trust Bancorp's community banking services — increase decrease in life insurance liabilities?
Community Trust Bancorp (CTBI) reported community banking services — increase decrease in life insurance liabilities of -$832K in Q2 2026.
How has Community Trust Bancorp's community banking services — increase decrease in life insurance liabilities changed year-over-year?
Community Trust Bancorp's community banking services — increase decrease in life insurance liabilities decreased by 10.5% year-over-year, from -$753K to -$832K.
What is the long-term trend for Community Trust Bancorp's community banking services — increase decrease in life insurance liabilities?
Over 3 years (2022 to 2025), Community Trust Bancorp's community banking services — increase decrease in life insurance liabilities has grown at a 23.2% compound annual growth rate (CAGR), from -$1.65M to -$3.09M.
What does community banking services — increase decrease in life insurance liabilities mean?
Reflects the net change in liabilities associated with bank-owned life insurance policies held by the segment. This metric captures adjustments in the actuarial or contractual obligations related to these insurance assets, which can impact non-interest income or expense reporting.

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