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Community Trust Bancorp CTBI Community Banking Services — Interest Expense Operating

Other segment segments

Corporate
$858K-10.7%

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Other financials

Income statement

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Revenue$78.5M+11.8%
Net income$29.6M+19.0%
EPS (diluted)$1.64+18.8%

Balance sheet

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Cash & equivalents$514.3M+30.1%
Total debt$16.0M-0.5%
Total equity$891.8M+10.5%
Total assets$7.0B+9.4%

Cash flow

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Operating cash flow$44.1M+177%
CapEx$1.0M-56.7%
Free cash flow$43.1M+217%

Valuation

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Market cap$1.42B+48.3%
Enterprise value$925.14M+59.4%
P/E13.2×+2.7×
P/S4.8×+1.1×

Profitability

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Net margin36.1%+1.6pp
FCF margin43.6%+4.7pp

Returns & leverage

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Return on equity12.7%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Community Trust Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031763
(in thousands) Three Months Ended June 30, 2026Community Banking ServicesHolding CompanyEliminationsConsolidated
Interest on deposits26,8390026,839
Interest on repurchase agreements and federal funds purchased2,592002,592
Interest on long-term debt109858(49)918
Total interest expense29,540858(49)30,349
Net interest income61,672(832)4960,889
Provision for credit losses2,771002,771
Net interest income after provision for credit losses58,901(832)4958,118
Noninterest income:

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Community Trust Bancorp's community banking services — interest expense operating?
Community Trust Bancorp (CTBI) reported community banking services — interest expense operating of $29.54M in Q2 2026.
How has Community Trust Bancorp's community banking services — interest expense operating changed year-over-year?
Community Trust Bancorp's community banking services — interest expense operating decreased by 3.5% year-over-year, from $30.62M to $29.54M.
What is the long-term trend for Community Trust Bancorp's community banking services — interest expense operating?
Over 3 years (2022 to 2025), Community Trust Bancorp's community banking services — interest expense operating has grown at a 66.5% compound annual growth rate (CAGR), from $26.7M to $123.16M.
What does community banking services — interest expense operating mean?
Represents the total cost incurred by the banking segment to fund its operations, primarily through interest paid on customer deposits and short-term borrowings. This metric reflects the bank's cost of funds and its sensitivity to interest rate fluctuations in the broader market.

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