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Community Trust Bancorp CTBI Deposit Related Fees

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$2.51B+11.7%
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$1.76B+8.6%

Segments

By segment

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Community Banking Services$7.66M+4.2%
Corporate$0

Other financials

Income statement

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Revenue$78.5M+11.8%
Net income$29.6M+19.0%
EPS (diluted)$1.64+18.8%

Balance sheet

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Cash & equivalents$514.3M+30.1%
Total debt$16.0M-0.5%
Total equity$891.8M+10.5%
Total assets$7.0B+9.4%

Cash flow

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Operating cash flow$44.1M+177%
CapEx$1.0M-56.7%
Free cash flow$43.1M+217%

Valuation

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Market cap$1.42B+48.3%
Enterprise value$925.14M+59.4%
P/E13.2×+2.7×
P/S4.8×+1.1×

Profitability

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Net margin36.1%+1.6pp
FCF margin43.6%+4.7pp

Returns & leverage

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Return on equity12.7%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept ctbi:DepositRelatedFees.

The source filing: Community Trust Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031763
(in thousands except per share data)Three Months Ended / June 30 / 2026Three Months Ended / June 30 / 2025Six Months Ended / June 30 / 2026Six Months Ended / June 30 / 2025
Provision for credit losses2,7712,0945,0825,662
Net interest income after provision for credit losses58,11851,946114,58999,645
Noninterest income:
Deposit related fees7,6577,35014,81214,172
Gains on sales of loans, net6177112124
Trust and wealth management income4,7244,0929,1868,073
Loan related fees1,1461,2492,1852,214
Bank owned life insurance revenue1,1881,1022,9022,137

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Community Trust Bancorp's deposit related fees?
Community Trust Bancorp (CTBI) reported deposit related fees of $7.66M in Q2 2026.
How has Community Trust Bancorp's deposit related fees changed year-over-year?
Community Trust Bancorp's deposit related fees increased by 4.2% year-over-year, from $7.35M to $7.66M.
What is the long-term trend for Community Trust Bancorp's deposit related fees?
Over 4 years (2021 to 2025), Community Trust Bancorp's deposit related fees has grown at a 3.0% compound annual growth rate (CAGR), from $26.53M to $29.84M.
What does deposit related fees mean?
Revenue generated from service charges, maintenance fees, overdraft fees, and other administrative charges associated with customer deposit accounts. This represents a stable, non-interest income stream that helps diversify the bank's revenue base. It reflects the bank's ability to monetize its retail and commercial deposit relationships.

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