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FDIC assessments at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$350M+15.9%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$952K-22.9%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$370K-25.3%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.06M+21.8%
Eagle Bancorp logo
Eagle BancorpEGBN
$4.86M-39.8%
Truist Financial logo
Truist FinancialTFC

Segments

By segment

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Community Banking Services$751K+9.2%
Corporate$0

Other financials

Income statement

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Revenue$78.5M+11.8%
Net income$29.6M+19.0%
EPS (diluted)$1.64+18.8%

Balance sheet

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Cash & equivalents$514.3M+30.1%
Total debt$16.0M-0.5%
Total equity$891.8M+10.5%
Total assets$7.0B+9.4%

Cash flow

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Operating cash flow$44.1M+177%
CapEx$1.0M-56.7%
Free cash flow$43.1M+217%

Valuation

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Market cap$1.41B+45.1%
Enterprise value$914.06M+53.8%
P/E13.1×+2.4×
P/S4.7×+1.0×

Profitability

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Net margin36.1%+1.6pp
FCF margin43.6%+4.7pp

Returns & leverage

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Return on equity12.7%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Community Trust Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031763
(in thousands except per share data)Three Months Ended / June 30 / 2026Three Months Ended / June 30 / 2025Six Months Ended / June 30 / 2026Six Months Ended / June 30 / 2025
Legal fees330319780879
Professional fees7546821,4681,347
Advertising and marketing8417651,5411,438
FDIC insurance7516881,4951,377
Other real estate owned provision and expense386483125
Repossession expense306264684457
Other noninterest expense4,2934,1568,4238,577
Total noninterest expense37,37035,66373,90769,871

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Community Trust Bancorp's FDIC assessments?
Community Trust Bancorp (CTBI) reported FDIC assessments of $751K in Q2 2026.
How has Community Trust Bancorp's FDIC assessments changed year-over-year?
Community Trust Bancorp's FDIC assessments increased by 9.2% year-over-year, from $688K to $751K.
What is the long-term trend for Community Trust Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), Community Trust Bancorp's FDIC assessments has grown at a 19.6% compound annual growth rate (CAGR), from $1.38M to $2.83M.
What does FDIC assessments mean?
Reflects the mandatory insurance premiums paid to the FDIC to protect customer deposits. This cost is a fundamental regulatory requirement for banking institutions and serves as a proxy for the size and risk profile of the bank's insured deposit base.

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