Skip to content
OpenCapital
Get started

Customers Bancorp CUBI Q4 2025 Annual earnings

Reported January 22, 2026 · After market close

Revenue$236.9MBeat by $8.5M
EPS$2.06Beat by $0.02
Revenue estimate$228.4M
EPS estimate$2.04

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$238.5M
EPS estimate$2.13

Financials

Q4 2025

Income statement

See full
Revenue$236.9M+41.5%
Net income$74.5M+177%
EPS (diluted)$2.02+181%

Balance sheet

See full
Cash & equivalents$4.4B+16.5%
Total debt$1.4B+7.9%
Total equity$2.1B+15.2%
Total assets$24.9B+11.6%

Cash flow

See full
Operating cash flow$121.6M-8.9%
CapEx$2.5M+399%
Free cash flow$119.1M-10.4%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$2.5B+63.7%
Enterprise value-$546.31M+45.0%
P/E11.1×+2.7×
P/S3.1×+0.9×

Profitability

See full
Net margin27.4%+2.0pp
FCF margin58.8%+38.7pp

Returns & leverage

See full
Return on equity11.3%+0.9pp
Debt / equity0.6×0.0×

Versus estimates

Revenue

Q2 2026$227.3MMiss by $2.0MQ1 2026$225.4MBeat by $1.9M
Q4 2025$236.9MBeat by $8.5M
Q3 2025$227.9MBeat by $12.8MQ2 2025$202.3MBeat by $16.2MQ1 2025$138.3MMiss by $26.8M

Diluted EPS

Q2 2026$2.05Beat by $0.05Q1 2026$1.97Beat by $0.09
Q4 2025$2.06Beat by $0.02
Q3 2025$2.20Beat by $0.30Q2 2025$1.80Beat by $0.30Q1 2025$1.54Beat by $0.26

Ask the moment Customers Bancorp reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Customers Bancorp report Q4 2025 earnings?
Customers Bancorp (CUBI) reported Q4 2025 earnings on January 22, 2026 after market close.
What were Customers Bancorp's Q4 2025 revenue and EPS?
Customers Bancorp reported revenue of $236.9M and eps of $2.06 for Q4 2025.
Did Customers Bancorp beat estimates in Q4 2025?
Revenue beat the consensus estimate of $228.4M by $8.5M. EPS beat the consensus estimate of $2.04 by $0.02.
How did Customers Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 56.5% from $151.4M a year earlier and eps grew 51.5% from $1.36.
Where can I find Customers Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001488813-26-000012) and the 10-K periodic report (0001488813-26-000029) directly on SEC EDGAR. The filing index links above go to sec.gov.