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Customers Bancorp CUBI Q4 2025 Annual earnings

Reported January 22, 2026 · After market close

Revenue$236.9MBeat by $8.5M
EPS$2.06Beat by $0.02
Revenue estimate$228.4M
EPS estimate$2.04

Next report

Oct 22, 2026 (in a month)
Revenue estimate$238.3M
EPS estimate$2.14

Financials

Q4 2025

Income statement

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Revenue$236.9M+41.5%
Net income$74.5M+177%
EPS (diluted)$2.02+181%

Balance sheet

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Cash & equivalents$4.4B+16.5%
Total debt$1.4B+7.9%
Total equity$2.1B+15.2%
Total assets$24.9B+11.6%

Cash flow

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Operating cash flow$121.6M-8.9%
CapEx$2.5M+399%
Free cash flow$119.1M-10.4%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$2.5B+63.7%
Enterprise value-$546.31M+45.0%
P/E11.1×+2.7×
P/S3.1×+0.9×

Profitability

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Net margin27.4%+2.0pp
FCF margin58.8%+38.7pp

Returns & leverage

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Return on equity11.3%+0.9pp
Debt / equity0.6×0.0×

FAQ

When did Customers Bancorp report Q4 2025 earnings?
Customers Bancorp (CUBI) reported Q4 2025 earnings on January 22, 2026 after market close.
What were Customers Bancorp's Q4 2025 revenue and EPS?
Customers Bancorp reported revenue of $236.9M and eps of $2.06 for Q4 2025.
Did Customers Bancorp beat estimates in Q4 2025?
Revenue beat the consensus estimate of $228.4M by $8.5M. EPS beat the consensus estimate of $2.04 by $0.02.
How did Customers Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 56.5% from $151.4M a year earlier and eps grew 51.5% from $1.36.
Where can I find Customers Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001488813-26-000012) and the 10-K periodic report (0001488813-26-000029) directly on SEC EDGAR. The filing index links above go to sec.gov.