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Customers Bancorp CUBI Reportable Segment — Commercial lease depreciation

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Other financials

Income statement

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Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

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Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

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Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

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Market cap$2.77B+41.3%
Enterprise value$690.57M-427%
P/E9.5×-3.8×
P/S+0.1×

Profitability

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Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

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Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept cubi:OperatingLeasesCommercialLeaseDepreciation.

The source filing: Customers Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:38 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001488813-26-000095
Segment profit or loss / (amounts in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Non-interest expense:
Salaries and employee benefits56,03745,848107,33188,522
Technology, communication and bank operations12,89110,38224,53421,694
Commercial lease depreciation12,7618,74325,45317,206
Professional services10,02413,85021,71925,707
Loan servicing3,7104,0537,5698,683
Occupancy (2)3,4953,5517,4516,963
FDIC assessments, non-income taxes and regulatory fees4,58511,90612,80023,656

Item 1. Customers Bancorp, Inc. Consolidated Financial Statements as of June 30, 2026 and for the three and six month periods ended June 30, 2026 and 2025 (unaudited)

FAQ

What is Customers Bancorp's reportable segment — commercial lease depreciation?
Customers Bancorp (CUBI) reported reportable segment — commercial lease depreciation of $12.76M in Q2 2026.
What does reportable segment — commercial lease depreciation mean?
This represents the periodic allocation of the cost of tangible assets used in commercial leasing activities within a specific segment. It reflects the wear and tear or obsolescence of leased assets and is a key non-cash expense impacting segment profitability.

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