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Customers Bancorp CUBI Reportable Segment — Interest Income (Expense), Operating

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Other financials

Income statement

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Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

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Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

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Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

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Market cap$2.77B+41.3%
Enterprise value$690.57M-427%
P/E9.5×-3.8×
P/S+0.1×

Profitability

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Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

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Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Customers Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:38 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001488813-26-000095
Segment profit or loss / (amounts in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest income:
Total interest income$344,657$328,001$680,969$642,910
Total interest expense151,291151,298296,252298,761
Net interest income193,366176,703384,717344,149
Provision for credit losses23,06720,78146,43949,078
Net interest income after provision for credit losses170,299155,922338,278295,071
Total non-interest income (1)34,04329,60668,3595,116
Non-interest expense:

Item 1. Customers Bancorp, Inc. Consolidated Financial Statements as of June 30, 2026 and for the three and six month periods ended June 30, 2026 and 2025 (unaudited)

FAQ

What is Customers Bancorp's reportable segment — interest income (expense), operating?
Customers Bancorp (CUBI) reported reportable segment — interest income (expense), operating of $193.37M in Q2 2026.
What does reportable segment — interest income (expense), operating mean?
This is the net interest income for a specific segment, calculated as the difference between interest earned on assets and interest paid on liabilities. It measures the core profitability of the segment's lending and funding activities before accounting for credit losses.

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